A year after the Hamas attack shattered this Israeli community, going home still feels impossible

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By JULIA FRANKEL

KFAR AZA, Israel (AP) — On a sun-dappled day in Kibbutz Kfar Aza, Liora Eilon stood at the spot where her son was killed. She stooped to pick a figurine from the pile of belongings scattered around an abandoned home nearby.

“Every time we come here, Tal leaves us a little message,” the 71-year-old said, turning over the plastic soldier in her hands.

It has been a year since Hamas terrorists stormed into this community within sight of the border fence surrounding Gaza. Eilon’s 46-year-old son, Tal, who was the Kfar Aza civilian defense commander, was killed in the early moments of the attack, as he ran to the kibbutz armory to grab a weapon. Hamas has been designated as a terrorist organization by the United States, Canada and the European Union.

Now living in a university dormitory in Israel’s north, Liora Eilon wonders if she’ll ever return home to this place, seared into Israeli history for that day of mass death, when the terrorists killed some 1,200 people in southern communities and took about 250 others hostage. The attack sparked an ongoing Israeli campaign in Gaza that has killed more than 41,600 Palestinians and laid waste to much of the territory.

“How can I trust the government who abandoned me here, who betrayed me, promised me that my family was safe here?” she said. “The government wants us to go back to Kfar Aza, but I need more to feel safe.”

Only about 50 of Kfar Aza’s 1,000 residents have returned. They live among the skeletons of houses burned by explosives, riddled with bullet holes or reduced to rubble by tank shells during the battle that raged for days.

The others are scattered in dorms and hotels further north. The Associated Press spoke to a dozen residents who shared feelings of extreme vulnerability to future attack and deep misgivings about Israel’s military and government, and the Palestinians on the other side of the fence.

Some wondered whether such a scarred place could ever be lived in at all.

“Are we going to live inside a memorial? Are we going to see a plaque every few meters, he was killed here and he was killed here?” asked Zohar Shpack, 58, who has returned and serves in the civilian defense squad. “I don’t know yet.”

‘It’s still the seventh of October’

The seasons have spun by since Oct. 7. Relatively untended, Kfar Aza’s orchards have borne new fruit. With few to harvest, soldiers guarding the community have their pick from loads of fresh avocadoes.

The land still holds traces of the day. On trees hung with fresh pomegranates, some of last year’s fruit remains, charred and black like used grenades. Gardener Rafael Friedman says he still finds teeth and bones in the soil when he rakes back the overgrowth — likely remnants of Hamas killed in the fighting.

Kfar Aza has always been a close-knit place. It takes just 15 minutes to walk from one end to the other, past neighborhoods, orchards and a soccer pitch. Many residents grew up here and raised families alongside each other.

Now photos of slain young people, couples killed together and hostages are posted everywhere. During the day, former residents like Eilon guide tours, hold memorials and see familiar faces. When night falls, most disappear to hotel rooms to the north.

Every Friday, survivors gather on Shachar Schnorman’s porch for dinner, filling the kibbutz with the rare sound of laughter.

“It’s the only place where people can talk about the seventh and all the people at the table understand exactly what they are talking about,” Schnorman said.

“We do whatever we can to try to build community, to try to show … that people can live here,” he said.

The government says it will rebuild. Meanwhile, it’s constructing pre-fabricated houses for residents in another kibbutz, Ruhama, about 15 kilometers (10 miles) away. After two years there, they say authorities want them to return to Kfar Aza.

About two-thirds of the community plan to move into the temporary housing. On a recent tour, some enthusiastically examined the box-like structures. It’s a chance, they said, to live together and rebuild on the southern land they’re accustomed to.

But some weren’t convinced Kfar Aza will be rebuilt and not sure they’d ever feel safe returning.

They want to know why it took so many hours before soldiers arrived at the kibbutz. The military has launched an investigation into what happened, but has not yet released its results. An investigation into the military’s failures at neighboring Kibbutz Be’eri found a “lack of command and control, a lack of coordination and a lack of order” among the units that fought there.

Prime Minister Benjamin Netanyahu’s government has brushed off calls for accountability, saying it will investigate at war’s end.

Simona Steinbrecher feels too frozen in time to make a decision now about whether to return. Her daughter, Doron, a veterinary nurse who spent her girlhood in Kfar Aza, was dragged by terrorists into Gaza on Oct. 7. She is among 66 Israelis still held captive. Hamas is believed to hold the bodies of 35 others.

The 65-year-old Steinbrecher last saw her daughter in a Hamas propaganda video. Doron’s skin was pale, her voice weak.

“Without Doron, it’s still the seventh of October,” her mother said. “And we won’t go home until she’s home.”

The military command structure collapsed when it was needed most

Hostage families and many residents of southern communities are boycotting the government’s ceremony commemorating Oct. 7. To them, as long as it fails to bring hostages home and refuses to investigate and take responsibility for its mistakes, it has blood on its hands. Instead, residents of Kfar Aza will hold a small tribute and lower the kibbutz flag to half-mast.

Residents said they have nothing but admiration for the troops who fought that day. But they are furious at the military higher-ups, blaming them for a command structure that collapsed when the kibbutz needed it most.

When she recounts the day, Eilon is gripped with fury and astonishment — over 35 hours of horror her family endured and the military’s response.

When the sirens began blaring that Saturday morning, Eilon thought it would take the army minutes to arrive, she told the AP as she toured the bullet-riddled remnants of her home.

It took hours.

Her family scrambled into their safe room. A son and daughter muscled the door shut against gunmen trying to get inside. Granddaughters, Gali and Mika, hid under the bed. Eilon got a message saying Tal had gone out to fight.

The five huddled in the saferoom, hearing the attackers’ shouts and gunfire, not knowing whether Tal was dead or alive. Israeli troops finally gained control of their house, and Eilon said she saw how scared and confused the young soldiers looked.

Gali shared with them desperate texts from her friends across the kibbutz trying to escape the rampage.

“She became a 15-year-old commander of an IDF elite unit,” said Eilon, using the acronym for the Israeli military.

Still, the troops didn’t evacuate the family. It was only on Sunday afternoon, as fighters were hiding out in the house again, that soldiers hustled them out.

As she ran into her backyard, Eilon saw a tank swivel its cannon at her house. It fired, collapsing her home on the fighters inside.

Soon after being rescued, Eilon learned Tal was dead.

“I’d known it all along,” she said. “But some part of me was hoping that he was injured, that he was unconscious in some hospital.”

‘They could have saved them’

As the battle still raged, some residents were evacuated early and sped away in army jeeps. Hanan Dann, a young father, recounted passing a cluster of soldiers at a gas station just outside the kibbutz, who looked like they were waiting for orders.

“I wanted to say, there’s fighting inside still, there’re people dying,” he said. “They could have saved them.”

Soldiers and Hamas fought in Kfar Aza for days. By the end, Hamas had killed 64 civilians and 22 soldiers and dragged 19 hostages into Gaza.

Nearby, in the recesses of the Negev desert, stands a decrepit water tower. It’s a remnant of Be’erot Yitzhak, a kibbutz abandoned after a deadly 1948 Egyptian attack during the war that led to Israel’s creation.

“Will that be what Kfar Aza looks like 10 years from now?” asked Dann. “Just a stop on the highway I can point out to my kids?”

Even those who want to reinhabit it know Kfar Aza will never be the same.

Shpack, the civilian guard member, said he understands why no one would bring a child here now, pointing to the border fence. Every few minutes, an Israeli warplane drops a bomb on Gaza, puncturing the kibbutz’s silence with a loud boom.

“And even once the bombs end, how can you raise him here?” Shpack asked. “How do you explain what happened here?”

For some, the kibbutz’s fate is tied to Gaza.

Some want Israel to take a hard line in the future.

Marcus Scharfstein, 29, who lives in the kibbutz, said he won’t feel completely safe until Israel reestablishes Jewish settlements in Gaza. Israel unilaterally withdrew its soldiers and some 8,000 Jewish settlers from Gaza in 2005.

“If I will know that in Gaza right now, there are 10, 20 villages of Jewish people,” he said, “I will feel in control again,” adding he did not feel that way before the Oct. 7 attack.

But others say as long as there is no peace agreement with Palestinians, they will again be on the front lines of another Oct. 7. Some of Gaza’s Palestinians once lived in these same arid reaches of what is now southern Israel. Almost no trace is left of their villages after Israeli troops drove them out during the 1948 war.

“We’ve tried war enough times and it never led to anything good,” Eilon said. She wants a new government that will talk to the Palestinians to find “some arrangement for us to live together on the same land.”

“I’m dreaming for the day with an open fence from here to the sea, with two people living together.”

Ramsey County board weighs $1.2 million fix for UnitedHealth impasse with HealthPartners, but votes unclear

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In July, Ramsey County officials learned that an impasse between the HealthPartners health system and UnitedHealthcare over the insurer’s senior Medicare Advantage plans could kick 2,400 county retirees and spouses out of network, effectively excluding them from Regions Hospital in St. Paul, Lakeview Hospital in Stillwater and other HealthPartners sites.

Former county workers who spent 20 years or more paying into their employee retirement benefits now face the prospect of losing access to HealthPartners cardiologists, cancer care specialists and other doctors they or their loved ones have seen for years. With a Jan. 1 deadline to break the impasse approaching, Ramsey County Board Chair Victoria Reinhardt has been urging the county’s human resources department to explore a fix.

“UnitedHealthcare keeps saying, ‘oh yeah, we’ll work this out.’ HealthPartners seems pretty strong in saying, ‘No, we won’t,’” said Reinhardt on Monday. “They are still talking, but I don’t know that they’ll come to an agreement.”

“When you’re of retirement age, generally you want to stay with the same doctors that you had before,” she added. “I’m in pretty good health, but I’m 71 years old. Things change when you get older. You don’t want to change your doctor. It’s not that simple.”

Tuesday debate

On Tuesday, the county board will debate whether to approve up to $1.2 million to cover the county’s portion of the cost of a senior supplemental plan that retirees could opt into at higher costs than their current UnitedHealthcare Medicare Advantage premiums. The exact amount of monthly payments will vary with their date of retirement, date of hire and years of service.

Victoria Reinhardt (Courtesy of the Ramsey County Board of Commissioners)

Employees hired after Jan. 1, 2006 would not receive a county contribution toward the senior supplemental and prescription drug plan.

“It’s different for every person, because everyone gets a different amount,” Reinhardt said. “Is it going to be a lot more? If you don’t get a county contribution, it’s going to be about double.”

The supplemental plan aims to maintain county retiree access to HealthPartners sites in 2025, though it could be extended for up to three years, according to a staff report to the county board. It’s unclear, however, if the spending proposal has the votes to pass. One seat on the seven-member board is currently vacant.

Funding and other details

About 2,400 county retirees and spouses are insured by one of two UnitedHealthcare Medicare Advantage plans, and 45% of them — or more than 1,000 — rely on HealthPartners hospitals and clinics, according to the county. To cover the cost of the supplemental plan, up to $1.2 million would come from an existing 6% payroll surcharge, currently charged to all county departments, which covers vacation pay-outs, severance pay and the costs of other post-employment benefits.

“It’s one-time money,” Reinhardt said. “And it’s coming out of the retiree benefits reserves, which are set aside for that. It cannot be used for anything else. I think it will cost significantly less than that, but you’ve got to budget for the worst that can happen.”

Open enrollment for county retirees begins in late October. If the impasse between HealthPartners and UnitedHealthcare is broken by Dec. 31, the county would host a special open enrollment period for county retirees again in January, allowing them to switch out of the supplemental plan and back to the cheaper UHC Medicare Advantage program, according to the proposal.

And if retirees opt to leave the county system entirely and subscribe to a different health insurer on their own, without a county contribution, they would still be welcome back anytime in 2025 or 2026 under a one-time exception to the policy of permanently dropping enrollees who choose to leave the county’s retirement benefits programs.

“Normally if you leave, you can’t come back,” Reinhardt said. “We wanted to make sure if people chose to leave in 2025, they’d be able to get back into the county system in 2026.”

HealthPartners opts out

In July, HealthPartners informed some 30,000 seniors by letter that UnitedHealthcare has been denying Medicare Advantage insurance claims at a much higher rate — sometimes 10 times higher — than other insurers and forces unnecessary waits for medical care. The health system has said it won’t be making appointments with the insurer’s patients at all next year, even if they’re willing to pay much higher, out-of-network rates.

Also impacted are retirees from the city of St. Paul and the St. Paul School District.

It’s possible the next county board could choose to explore other health insurance options, though Reinhardt won’t be around to weigh in as an elected official.

Reinhardt, who has served on the county board for 28 years, is not running for re-election this November, and neither is Commissioner Nicole Frethem. Former Commissioner Trista Martinson stepped down in August to accept a position in county employment. That means three of seven county board members will be new come January.

“It is anticipated we will do a request for proposals for retirement health insurance sometime after the first of the year,” Reinhardt said. “It’s a new county board. Until they see all the things that come in, you can’t promise it. But I believe that will happen. But that one will be up to the next county board.”

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Gophers football: Big Ten will not fine the U for field storming after USC upset

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Vanderbilt and Arkansas were fined Monday for fans storming the field after upset wins last weekend, but the Gophers will not be docked for supporters flooding Huntington Bank Stadium after the 24-17 win over No. 11 Southern California on Saturday.

A Big Ten Conference spokesman told the Pioneer Press that Minnesota will not be subject to a fine, but shared a statement about the need for safety for people at games:

“The safety and security of student-athletes, coaches and staff is of upmost importance. The Big Ten requires host institutions to provide adequate security for visiting teams from their arrival for a game through their departure. If adequate security is not provided, there is a process in place that begins with a private reprimand for the first offense, public reprimand for second offense, and the discretion to implement a fine plus additional penalties for a third offense. We routinely review our policy as needed to ensure a safe environment for everyone.”

It appears the Gophers’ field storming is being treated as a first offense under a newer policy. Fans previously gathered on the field after its last Top 20 win over No. 18 Wisconsin in the Battle for Paul Bunyan’s Axe in 2021.

The Southeastern Conference has fined Arkansas $250,000 after its 19-14 win over then-No. 4 Tennessee because it is a second offense. Future offenses will cost the school $500,000. It was Arkansas’ first home win over a top-five opponent since beating No. 3 Tennessee in 1999.

Vanderbilt, a first-time offender, was fined $100,000 after its 40-35 win over then-No. 1 Alabama .It was the school’s first-ever win over a No. 1 team. Fans tore down a goalpost and dumped it in the Cumberland River, 2 1/2 miles from the stadium.

The Associated Press contributed to this story.

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Tips, overtime, Social Security: A look at Donald Trump’s no-tax pledges and what they might cost

posted in: Politics | 0

By MEG KINNARD

Donald Trump has pledged to end taxes on everything from tips to Social Security and overtime pay if he’s elected to the White House again. But he hasn’t detailed how he would fund those ideas and avoid creating a huge budget shortfall, beyond arguing he will usher in an economic boom.

He argues his ideas would improve Americans’ personal financial standing and the overall U.S. economy. A debate about the tax code will be a dominant legislative issue next year given that tax cuts Trump signed in 2017 will be set to expire. If he’s elected again, Trump could push Congress to enact some or all of his proposals, though that might be difficult if Democrats end up in control of either the House or the Senate.

Estimates from outside economic analyses of the costs of the various tax cuts ranged between nearly $6 trillion and $10 trillion over 10 years, depending on which ideas become policy and how they’re implemented.

In a statement, a Trump campaign senior adviser touted the Republican’s plans as the best way to jumpstart the U.S. economy.

“President Trump’s plan will rein in wasteful spending, defeat inflation, reduce the burden of interest costs, and ignite economic growth that fuels federal revenue, so we can make our economy great again,” Brian Hughes said.

A look at Trump’s various tax-related ideas:

‘No tax on tips’

In June, Trump announced his plan to exclude workers’ tips from federal taxes, saying he got the idea from a waitress at his Las Vegas hotel.

“To those hotel workers and people who get tips, you are going to be very happy, because when I get to office we are going to not charge taxes on tips, people making tips,” Trump said, adding: “We’re going to do that right away, first thing in office.”

Trump made the announcement in Nevada, a key battleground state with six electoral votes and home to the highest concentration of tipped workers in the country. Nevada has an average of 25.8 waiters and waitresses per 1,000 jobs. President Joe Biden won the state in 2020, but the Trump campaign hopes to put it in play this fall.

Trump has not specified whether he wants to exempt tips from just income taxes or from the payroll tax — which funds Medicare and Social Security — as well.

Vice President Kamala Harris has echoed Trump’s call for no taxes on tips, making a pledge that would apply to hospitality and service industry workers at a Nevada rally of her own two months after her GOP opponent’s announcement.

Social Security tax cuts

Trump has also pledged tax cuts for older Americans, posting on Truth Social in July that “SENIORS SHOULD NOT PAY TAX ON SOCIAL SECURITY!”

The challenge is that taxes on Social Security benefits help to pay for the program. The loss of revenue could mean that Social Security would be unable to pay out its full benefits in 2033, two years ahead of the current estimate, according to Brendan Duke of the liberal Center for American Progress.

According to the Social Security Administration, recipients must currently pay federal income taxes if combined income — 50% of the benefit amount plus any other earned income — is higher than $25,000 annually if filing individually, or $32,000 if filing jointly.

While in the Senate, Harris co-sponsored a bill that would have required the wealthy to pay higher Social Security taxes and made benefits more generous for some. The White House has said her views on the program are similar to Biden’s, but Harris hasn’t talked in detail about Social Security during her campaign.

Overtime taxes

Trump has also said he would support legislation to eliminate taxes on overtime pay.

“That gives people more of an incentive to work,” Trump said in September at a campaign rally in Tucson, Arizona. “It gives the companies a lot, it’s a lot easier to get the people.”

Harris has not said if she would also call for cuts to taxes of overtime pay.

Corporate tax rates

Trump’s plans include proposed breaks for businesses, too. He’s called for lowering the U.S. corporate tax rate from 21% to 15%, but only for companies that produce in the U.S.

“We’re putting America first,” Trump said. “This new American industrialism will create millions and millions of jobs.”

As president, Trump signed legislation in 2017 that cut the corporate tax rate to 21% from 35%.

Harris has said she believes that big corporations and the ultra-wealthy should pay more in taxes — including a 28% rate for corporations — and wants to use those revenues to help spur the construction of 3 million homes and offer tax breaks for parents.

SALT

Ahead of a September rally on Long Island, Trump pledged that he would “get SALT back,” suggesting he would eliminate a cap on state and local tax deductions that were part of tax cut legislation he signed into law in 2017.

The so-called SALT cap has led to bigger tax bills for many residents of New York, New Jersey, California and other high-cost, high-tax states, and is an important campaign issue in those states, particularly among those New York Republicans serving in districts Biden won.

Some Democrats have pushed to lift the $10,000 cap, a move many Republicans have said they oppose. Some, including Trump’s former GOP primary foe Nikki Haley, have called for making the 2017 tax cuts permanent. Some of that notion is enshrined in Republicans’ 2024 platform, although the permanence provision specifically calls out portions “that doubled the standard deduction, expanded the Child Tax Credit, and spurred Economic Growth for all Americans.”

Harris has not said that she would try to preserve Trump-era tax cuts, which are set to run out at the end of next year. But, like Biden, she has vowed not to raise taxes for Americans who earn less than $400,000 annually.

Tariffs

Angling to bring back more overseas jobs and manufacturing to the U.S., Trump has said repeatedly that he wants higher tariffs on imported goods, and has said the idea wouldn’t increase inflation. He has floated the idea of a universal tariff as high as 20% on all imports and even higher tariffs on Chinese products and on U.S. companies that move factory jobs overseas.

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In a recent speech at the Economic Club of New York, Trump suggested that tariffs could be used to solve seemingly unrelated challenges such as the rising cost of child care in the U.S., as part of a broader promise that tariffs can raise trillions of dollars to fund his agenda without those costs being passed along to consumers in the form of higher prices. That’s a view with which many economists disagree since tariffs directly raise the prices of purchasing goods.

Particularly as it relates to the U.S. auto industry, it’s a notion he called for again recently in Savannah, Georgia, where Trump said he’d put a 100% tariff on every car imported from Mexico. Calling for a “new American industrialism,” Trump suggested that the only way to avoid those charges would be for an automaker to build the cars in the U.S.

Harris has described Trump’s ideas for tariffs as a “sales tax” on American households that could cost a typical family roughly $4,000 annually.

Associated Press writer Josh Boak in Washington contributed to this report.