Breast cancer rises among Asian American and Pacific Islander women

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Phillip Reese | KFF Health News (TNS)

Christina Kashiwada was traveling for work during the summer of 2018 when she noticed a small, itchy lump in her left breast.

She thought little of it at first. She did routine self-checks and kept up with medical appointments. But a relative urged her to get a mammogram. She took the advice and learned she had stage 3 breast cancer, a revelation that stunned her.

“I’m 36 years old, right?” said Kashiwada, a civil engineer in Sacramento, California. “No one’s thinking about cancer.”

About 11,000 Asian American and Pacific Islander women were diagnosed with breast cancer in 2021 and about 1,500 died. The latest federal data shows the rate of new breast cancer diagnoses in Asian American and Pacific Islander women — a group that once had relatively low rates of diagnosis — is rising much faster than that of many other racial and ethnic groups. The trend is especially sharp among young women such as Kashiwada.

About 55 of every 100,000 Asian American and Pacific Islander women under 50 were diagnosed with breast cancer in 2021, surpassing the rate for Black and Hispanic women and on par with the rate for white women, according to age-adjusted data from the National Institutes of Health. (Hispanic people can be of any race or combination of races but are grouped separately in this data.)

The rate of new breast cancer cases among Asian American and Pacific Islander women under 50 grew by about 52% from 2000 through 2021. Rates for AAPI women 50 to 64 grew 33% and rates for AAPI women 65 and older grew by 43% during that period. By comparison, the rate for women of all ages, races, and ethnicities grew by 3%.

Researchers have picked up on this trend and are racing to find out why it is occuring within this ethnically diverse group. They suspect the answer is complex, ranging from cultural shifts to pressure-filled lifestyles — yet they concede it remains a mystery and difficult for patients and their families to discuss because of cultural differences.

Helen Chew, director of the Clinical Breast Cancer Program at UC Davis Health, said the Asian American diaspora is so broad and diverse that simple explanations for the increase in breast cancer aren’t obvious.

“It’s a real trend,” Chew said, adding that “it is just difficult to tease out exactly why it is. Is it because we’re seeing an influx of people who have less access to care? Is it because of many things culturally where they may not want to come in if they see something on their breast?”

There’s urgency to solve this mystery because it’s costing lives. While women in most ethnic and racial groups are experiencing sharp declines in breast cancer death rates, about 12 of every 100,000 Asian American and Pacific Islander women of any age died from breast cancer in 2023, essentially the same death rate as in 2000, according to age-adjusted, provisional data from the Centers for Disease Control and Prevention. The breast cancer death rate among all women during that period dropped 30%.

The CDC does not break out breast cancer death rates for many different groups of Asian American women, such as those of Chinese or Korean descent. It has, though, begun distinguishing between Asian American women and Pacific Islander women.

Nearly 9,000 Asian American women died from breast cancer from 2018 through 2023, compared with about 500 Native Hawaiian and Pacific Islander women. However, breast cancer death rates were 116% higher among Native Hawaiian and Pacific Islander women than among Asian American women during that period.

Rates of pancreaticthyroidcolon, and endometrial cancer, along with non-Hodgkin lymphoma rates, have also recently risen significantly among Asian American and Pacific Islander women under 50, NIH data show. Yet breast cancer is much more common among young AAPI women than any of those other types of cancer — especially concerning because young women are more likely to face more aggressive forms of the disease, with high mortality rates.

“We’re seeing somewhere almost around a 4% per-year increase,” said Scarlett Gomez, a professor and epidemiologist at the University of California-San Francisco’s Helen Diller Family Comprehensive Cancer Center. “We’re seeing even more than the 4% per-year increase in Asian/Pacific Islander women less than age 50.”

Gomez is a lead investigator on a large study exploring the causes of cancer in Asian Americans. She said there is not yet enough research to know what is causing the recent spike in breast cancer. The answer may involve multiple risk factors over a long period of time.

“One of the hypotheses that we’re exploring there is the role of stress,” she said. “We’re asking all sorts of questions about different sources of stress, different coping styles throughout the lifetime.”

It’s likely not just that there’s more screening. “We looked at trends by stage at diagnosis and we are seeing similar rates of increase across all stages of disease,” Gomez said.

Veronica Setiawan, a professor and epidemiologist at the Keck School of Medicine of the University of Southern California, said the trend may be related to Asian immigrants adopting some lifestyles that put them at higher risk. Setiawan is a breast cancer survivor who was diagnosed a few years ago at the age of 49.

“Asian women, American women, they become more westernized so they have their puberty younger now — having earlier age at [the first menstrual cycle] is associated with increased risk,” said Setiawan, who is working with Gomez on the cancer study. “Maybe giving birth later, we delay childbearing, we don’t breastfeed — those are all associated with breast cancer risks.”

Moon Chen, a professor at the University of California-Davis and an expert on cancer health disparities, added that only a tiny fraction of NIH funding is devoted to researching cancer among Asian Americans.

Whatever its cause, the trend has created years of anguish for many patients.

Kashiwada underwent a mastectomy following her breast cancer diagnosis. During surgery, doctors at UC Davis Health discovered the cancer had spread to lymph nodes in her underarm. She underwent eight rounds of chemotherapy and 20 sessions of radiation treatment.

Throughout her treatments, Kashiwada kept her ordeal a secret from her grandmother, who had helped raise her. Her grandmother never knew about the diagnosis. “I didn’t want her to worry about me or add stress to her,” Kashiwada said. “She just would probably never sleep if she knew that was happening. It was very important to me to protect her.”

Kashiwada moved in with her parents. Her mom took a leave from work to help take care of her.

Kashiwada’s two young children, who were 3 and 6 at the time, stayed with their dad so she could focus on her recovery.

“The kids would come over after school,” she said. “My dad would pick them up and bring them over to see me almost every day while their dad was at work.”

Kashiwada spent months regaining strength after the radiation treatments. She returned to work but with a doctor’s instruction to avoid lifting heavy objects.

Kashiwada had her final reconstructive surgery a few weeks before COVID lockdowns began in 2020. But her treatment was not finished.

Her doctors had told her that estrogen fed her cancer, so they gave her medicine to put her through early menopause. The treatment was not as effective as they had hoped. Her doctor performed surgery in 2021 to remove her ovaries.

More recently, she was diagnosed with osteopenia and will start injections to stop bone loss.

Kashiwada said she has moved past many of the negative emotions she felt about her illness and wants other young women, including Asian American women like her, to be aware of their elevated risk.

“No matter how healthy you think you are, or you’re exercising, or whatever you’re doing, eating well, which is all the things I was doing — I would say it does not make you invincible or immune,” she said. “Not to say that you should be afraid of everything, but just be very in tune with your body and what your body’s telling you.”

Phillip Reese is a data reporting specialist and an associate professor of journalism at California State University-Sacramento.

This article was produced by KFF Health News , which publishes California Healthline , an editorially independent service of the California Health Care Foundation . Supplemental support comes from the Asian American Journalists Association-Los Angeles through The California Endowment.

(KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs of KFF — the independent source for health policy research, polling and journalism.)

©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.

How to score a low personal loan rate in 2024

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By Nicole Dow | NerdWallet

Interest rates on personal loans have steadily increased since early 2022, coinciding with the Federal Reserve’s efforts to curb inflation by raising the federal funds rate.

But anticipated Fed rate cuts before the end of this year may not bring personal loan rates down right away.

“Typically, we don’t see personal loan rates drop as a result of those rates dropping,” said Jean Hopkins, director of consumer lending at WeStreet Credit Union in Tulsa, Oklahoma.

Changes to the federal funds rate have a greater impact on variable-rate credit products, such as credit cards or home equity lines of credit, she said. Personal loan rates, on the other hand, are driven by larger economic factors, such as inflation and unemployment.

Your exact personal loan rate is most influenced by your creditworthiness and income. If you’re planning to borrow this year, here are a few things you can do to get a low rate on a personal loan.

Maintain a high credit score

Lenders rely heavily on credit scores to determine how likely an applicant is to repay a loan. Generally, those with high scores get the lowest rates.

“If you have a high credit score, banks think that you’re a good risk to take,” says Spencer Betts, certified financial planner at Massachusetts-based Bickling Financial Services.

He says borrowers should check their credit report before applying for a personal loan and take note of any past-due credit accounts or accounts you don’t recognize, which could indicate identity theft.

You can access free weekly credit reports at AnnualCreditReport.com.

Potential borrowers looking to maintain or boost their credit scores should make on-time payments toward credit cards and other loans, Hopkins says, because payment history is the most important factor in your credit score calculation. She also says borrowers should maintain a low credit utilization, which is the percentage of available credit you’ve used on revolving accounts like credit cards.

“Make sure if you’re borrowing money on credit cards that you’re not borrowing more than, say, 30% or 40% of your balance on that line of credit,” she says.

Keep a low debt-to-income ratio

Another factor lenders consider when underwriting a personal loan is the percentage of your monthly income that goes toward debt payments.

“You want to make sure your debt-to-income ratio is low,” says Jen Hemphill, a Kansas-based accredited financial counselor and host of the Her Dinero Matters podcast. “The lower it is, you’re going to have a better chance of a lower interest rate.”

Debt-to-income ratio, or DTI, is calculated by dividing your total monthly debt payments by your monthly income. Multiply that figure by 100 to get the ratio expressed as a percentage. Hemphill suggests keeping your DTI around 30% or less, though some lenders will accept higher ratios.

If your DTI is high, consider paying down debt before applying for a personal loan for a chance at a better rate.

Hopkins suggests paying off smaller debts first to quickly eliminate those monthly payments and consequently lower your DTI.

Raising your income — which would also lower your DTI — may be a difficult task, but be sure to include all sources of income on a loan application. Many lenders count alimony, child support and Social Security payments when calculating DTI. You might even be able to include a partner’s salary as household income.

Compare offers to find the best deal

When you’re preparing to apply for a personal loan, it pays to compare offers from multiple lenders. Each lender has its own qualification requirements and underwriting process, so you could get a different APR from one lender to the next.

You can compare costs by pre-qualifying online. This process lets you preview your potential APR, monthly payment, loan amount and repayment term with only a soft credit pull, so your credit scores won’t be affected.

Pre-qualifying gives you “an idea of what interest rates are available for you based on your own situation,” Hemphill says. “That helps you shop around.”

She suggests paying special attention to the repayment terms you’re offered and how they affect the amount of interest you’ll pay over the life of the loan. Long terms may be appealing because they lower your monthly payment, she says, but they increase the total cost of the loan.

You can use a personal loan calculator to see how the given loan amount, term and interest rate affect monthly payments and interest costs.

If you have two competitive loan offers, compare perks and features to determine which is the right fit for your plans, Hemphill says. For example, some lenders provide a rate discount for setting up autopay or for having the lender directly pay off your other debts when you get a debt consolidation loan. Others may provide credit-building assistance so you can boost your score while you repay the loan.

Nicole Dow writes for NerdWallet. Email: articles@nerdwallet.com.

Gophers football: North Carolina loss provides ‘fertilizer’ for Rhode Island win

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The Gophers football team tried to spread “fertilizer” last week, and as farmers and gardeners know, it stinks when first applied.

Minnesota didn’t want to let the season-opening loss to North Carolina fester and instead worked to channel the potency that came with the 19-17 defeat into how they responded against Rhode Island.

The Gophers sprouted and sprinted past their FCS-level opponent 48-0 on Saturday at Huntington Bank Stadium.

Gophers head coach P.J. Fleck said the loss can feel like being caked in mud. You can get stuck in it or you can choose to find a way out.

“You get to pick which one that is,” Fleck said. “… How do you process the loss, and what is the culture inside the walls to take that loss and turn it into positives? Because the loss can just deteriorate you if you let (it).”

The Gophers defense stifled Rhode Island all day with four takeaways and produced the U’s largest-margin shutout since a 62-0 win over Temple in 2006.

The Rams didn’t cross the 50-yard line until the fourth quarter and managed only 135 yards of total offense.

Breakout performances

Fourth-year defensive tackle Deven Eastern had a team-best 91.5 grade from Pro Football Focus after producing a strip sack and two tackles against Rhode Island. The 6-foot-6, 310-pound Shakopee native is being counted on more at nose tackle this season given the departure of Kyler Baugh. Amid the blowout, Eastern played on 17 snaps against the Rams.

“I thought he played one of his best games … since he’s been here,” Fleck said. “I thought he played really hard, swarmed the ball. I thought his technique was probably better than it’s ever been. And I think that’s one thing that’s held Deven back just a tiny bit has been he’s always been ultra-athletic and tough, but it’s the technique that’s got him at times.

“I thought he trusted his training and trusted his technique better than he probably has in the past,” Fleck continued. “And hopefully he can take that next step, and that next right step in his development, which I know he can.”

Defensive end Anthony Smith was another standout with seven pressures in his 17 pass-rush snaps on Saturday, according to PFF.

Second win

After the Gophers’ victory, Fleck got to enjoy his alma mater Northern Illinois stunning No. 5 Notre Dame 16-14 in South Bend, Ind. It was the Huskies first win over a top-five opponent in the AP poll.

Fleck was roommates with current Huskies coach Thomas Hammock when they were players at the school in the late 1990s. Northern Illinois was coming off a 23-game losing streak soon after Fleck got there in 1999.

“Here’s how bad it was: I was recruited,” joked Fleck, who is from Sugar Grove, Ill.

Hammock, who coached running backs at Minnesota from 2007-10, receives notes from Fleck’s mother, including one recently. To keep the correspondence alive, Hammock asked Fleck for his parents’ new address when they spoke over the weekend.

“What a win for the Huskies,” Fleck said. “… It’s fun to watch your alma mater do a lot of really good things.”

Briefly

The Battle for Floyd of Rosedale will kick off at 6:30 p.m. Saturday, Sept. 21 at Huntington Bank Stadium, the Big Ten Conference announced Monday. It will air on NBC. … The Gophers are a 16.5-point favorite against Nevada for this Saturday’s game. … The Gophers used 71 players against Rhode Island, up from 51 versus North Carolina.

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From stirring to cringey: Memorable moments from past presidential debates

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By WILL WEISSERT

WASHINGTON (AP) — It could be a well-rehearsed zinger, a too-loud sigh — or a full performance befuddled enough to shockingly end a sitting president’s reelection bid.

Notable moments from past presidential debates demonstrate how the candidates’ words and body language can make them look especially relatable or hopelessly out-of-touch — showcasing if a candidate is at the top of their policy game or out to sea. Will past be prologue when Vice President Kamala Harris and former President Donald Trump debate in Philadelphia on Tuesday?

“Being live television events, without a script, without any way of knowing how they are going to evolve — anything can happen,” said Alan Schroeder, author of “Presidential Debates: 50 years of High-Risk TV.”

Here’s a look at some highs, lows and curveballs from presidential debates past.

Biden blows it

Though it’s still fresh in the nation’s mind, the June debate in Atlanta pitting President Joe Biden against Trump may go down as the most impactful political faceoff in history.

Biden, 81, shuffled onto the stage, frequently cleared his throat, said $15 when he meant that his administration helped cut the price of insulin to $35 per month on his first answer and inexplicably gave Trump an early chance to pounce on the chaotic 2021 withdrawal of U.S. forces from Afghanistan. It got even worse for the president 12 minutes in, when Biden appeared lose his train of thought entirely.

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“The, uh — excuse me, with the COVID, um, dealing with, everything we had to do with, uh … if … Look …” Biden stammered before concluding ”we finally beat Medicare.” He meant that his administration had successfully taken on “big pharma,” some of the nation’s top prescription drug companies.

Biden at first blamed having a cold, then suggested he’d overprepared. Later, he pointed to jetlag after pre-debate travel overseas.

In the frantic hours immediately after the debate, a Biden campaign spokesperson said, “ Of course, he’s not dropping out.” That was correct until 28 days later, when the president did just that, bowing out and endorsing Harris on July 21.

The age question

Biden was asked in Atlanta about his age and got into an argument with Trump over golf. It was the opposite of knowing a sensitive question was coming and still making the answer sound spontaneous — a feat President Ronald Reagan pulled off while landing a line for the ages during 1984’s second presidential debate.

Reagan was 73 and facing 56-year-old Democratic challenger Walter Mondale. In the first debate, Reagan struggled to remember facts and occasionally looked confused. An adviser suggested afterward that aides “filled his head with so many facts and figures that he lost his spontaneity.”

FILE – President Ronald Reagan, left, and his Democratic challenger Walter Mondale, shake hands before debating in Kansas City, Mo., Oct. 22, 1984. (AP Photo/Ron Edmonds, File)

So Reagan’s team took a more hands-off approach toward the second debate. When Reagan got a question about his mental and physical stamina that he had to know was coming, he was ready enough to make the response feel unplanned.

Asked whether his age might hinder his handling of major challenges, Raegan responded, “Not at all,” before smoothly continuing: “I will not make age an issue of this campaign. I am not going to exploit, for political purposes, my opponent’s youth and inexperience.” The audience, and even Mondale, cracked up.

Then, capitalizing on years of Hollywood-honed comedic training, the president took a sip of water, giving the crowd more time to laugh. Finally, he grinned and left little doubt that he’d rehearsed, adding, “It was Seneca, or it was Cicero, I don’t know which, that said, ‘If it was not for the elders correcting the mistakes of the young, there would be no state.’”

Years later, Mondale conceded, “That was really the end of my campaign that night.”

Reagan is further remembered for using a light touch to neutralize criticisms from Democratic President Jimmy Carter in a 1980 debate. When Carter accused him of wanting to cut Medicare, Reagan scolded, “There you go again.”

The line worked so well that he turned it into something of a trademark rejoinder going forward.

Gaffes galore

In 1976, Republican President Gerald Ford had a notable moment in a debate against Carter — and not in a good way. The president declared that there is “no Soviet domination of Eastern Europe and there never will be under a Ford administration.”

FILE – Jimmy Carter, left, and Gerald Ford, right, shake hands before the third presidential debate, Oct. 22, 1976, in Williamsburg, Va. (AP Photo/File)

With Moscow controlling much of that part of the world, the surprised moderator asked if he’d understood correctly. Ford stood by his answer, then spent days on the campaign trail trying to explain it away. He lost that November.

Another awkward moment came in 2012, when Republican nominee Mitt Romney got a debate question about gender pay equality and recalled soliciting women’s groups’ help to find qualified female applicants for state posts: “They brought us whole binders full of women.”

Aaron Kall, director of the University of Michigan’s debate program, said key lines affect not just who a debate’s perceived winner is but also fundraising and media coverage for days, or even weeks, afterward.

“The closer the election, the more zingers and important debate lines can matter,” Kall said.

Not all slips have a devastating impact, though.

Then-Sen. Barack Obama, in a 2008 Democratic presidential primary debate, dismissively told Hillary Clinton, “You’re likable enough, Hillary.” That drew backlash, but Obama recovered.

The same couldn’t be said for the short-lived 2012 Republican primary White House bid of then-Texas Gov. Rick Perry. Despite repeated attempts and excruciatingly long pauses, Perry could not remember the third of the three federal agencies he’d promised to shutter if elected.

Finally, he sheepishly muttered, “Oops.”

The Energy Department, which he later ran during the Trump administration, is what slipped his mind.

Getting personal

Another damaging moment opened a 1988 presidential debate, when Democrat Michael Dukakis was pressed about his opposition to capital punishment in a question that evoked his wife.

“If Kitty Dukakis were raped and murdered, would you favor an irrevocable death penalty for the killer?” CNN anchor Bernard Shaw asked. Dukakis showed little emotion, responding, “I don’t see any evidence that it’s a deterrent.”

Dukakis later said he wished he’d said that his wife “is the most precious thing, she and my family, that I have in this world.”

That year’s vice presidential debate featured one of the best-remembered, pre-planned one-liners.

When Republican Dan Quayle compared himself to John F. Kennedy while debating Lloyd Bentsen, the Democrat was ready. He’d studied Quayle’s campaigning and seen him invoke Kennedy in the past.

FILE – Sen. Lloyd Bentsen, D-Texas, left, shakes hands with Sen. Dan Quayle, R-Ind., before the start of their vice presidential debate at the Omaha Civic Auditorium, Omaha, Neb., Oct. 5, 1988. (AP Photo/Ron Edmonds, File)

“Senator, I served with Jack Kennedy. I knew Jack Kennedy,” Bentsen began slowly and deliberately, drawing out the moment. “Jack Kennedy was a friend of mine. Senator, you’re no Jack Kennedy.”

The audience erupted in applause and laughter. Quayle was left to stare straight ahead.

Wordless blunders

Quayle and George H.W. Bush still easily won the 1988 election. But they lost in 1992 after then-President Bush was caught on camera looking at his watch while Democrat Bill Clinton talked to an audience member during a town hall debate. Some thought it made Bush look bored and aloof.

FILE – President George H.W. Bush looks at his watch during the 1992 presidential campaign debate with other candidates, Independent Ross Perot, top, and Democrat Bill Clinton, not shown, at the University of Richmond, Va., Oct. 15, 1992. (AP Photo/Ron Edmonds, File)

In another instance of a nonverbal debate miscue, then-Democratic Vice President Al Gore was criticized for a subpar opening 2000 debate performance with Republican George W. Bush in which he repeatedly and very audibly sighed.

During their second, town hall-style debate, Gore moved so close to Bush while the Republican answered one question that Bush finally looked over and offered a confident nod, drawing laughter from the audience.

A similar moment occurred in 2016, as Democratic nominee Hillary Clinton faced the audience to answer questions during a debate with Trump. Trump moved in close behind her, narrowed his eyes and glowered.

Clinton later wrote of the incident: “He was literally breathing down my neck. My skin crawled.”

That didn’t stop Trump from claiming the presidency a few weeks later.