Today I’m writing about launching successfully after graduating from high school, college or tech school. But first, a joke I’ve always found annoying:
Q: What do recent graduates say when they can’t find a job?
A: ‘Want fries with that?’
Oh, ha ha. One reason that bugs me is that I know multiple paths lead to post-graduation success — however you define it, and whatever you just graduated from. I also know the quickest path isn’t always the straightest.
I re-learned this lesson from a woman who took the indirect path about 15 years ago. She finished an arts degree, then worked as a fast food manager and lived at home while paying off her $30,000 student debt.
The loans were gone in two years, and she moved in with a roommate. From there she pursued work in the arts, which was more possible without the debt.
I wouldn’t say that establishing herself came easily, but that’s the arts for you. Low pay didn’t stop her from buying a home or starting an IRA, although she needed multiple jobs to do it.
Parents and economists can dispute whether it counts as success when college graduates need multiple jobs to stay in their field while also reaching life milestones.
Me? I call this an absolute success story. This person had specific goals — to work in the arts, to be self-supporting, to own a home, to start funding retirement — and she met them all. How is that not success?
Contrarians could also argue that burnout usually results from working multiple jobs. Yes, a definite possibility, similar to the possibility of burning out from a single job, even when it’s in your field.
My point isn’t that new graduates can’t win, no matter what they do. Just the opposite: they can’t control final outcomes, so they should take the smaller wins early. In other words, it’s alright to just get started on your life, regardless of how your career is going.
That’s what another graduate did. This young man had low expectations for the post-COVID job market but high expectations for himself when he finished college. He wanted to live independently while sorting out his career path and traveling frequently. He started working in retail and moved into cheap housing with friends. Not long after, he upgraded to a semi-professional job in an elementary school, leaving summers available for travel.
Is he launched? I would say yes. Will he need a relaunch at some point? I don’t know, but why delay his current life while trying to figure out the next one?
Of course I also know new graduates who quickly landed jobs in their field, so my point isn’t that relevant work can’t be found. Some live with parents, some with partners, some on their own. With this in mind, I wouldn’t count living independently as the key factor in being launched, either.
My bar for whether someone is launched is both higher and lower than those factors. I just want to know: Is this new graduate achieving / on the way to achieving goals that they’ve set? If yes, then things are fine.
If you are a new graduate yourself, or know one you’d like to advise, the following steps fit this particular worldview:
• 1. Rank your goals. For example, embedded in the examples above are working in one’s field, eliminating debt, living independently, owning a home, traveling, saving for retirement. Of course, most people want all of these, but that’s where things get tangled. Rather than trying to reach all goals at once, it’s better to reach for a couple, then reevaluate before pushing forward.
• 2. Create a plan for the top goal. Want to live apart from your parents? Then any job and a pile of roommates might do. Most interested in starting your career? Then perhaps you live at home while interning in your field. Remembering that you can’t solve everything at once will protect you from analysis paralysis.
• 3. Start on the next goal. You can (should) overlap goals, as long as you don’t pursue them all simultaneously. For example, living at home and interning still lets you work part-time and save for a down payment.
• 4. Set deadlines. Working backwards from a date lets you set a pace, which lets you measure progress or ask for help. Goals without plans, and plans without deadlines? That’s the real formula for burnout.
This is doable. And yes, I do want fries with that, if it means supporting someone on their path. Thanks for asking.
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SMIMOU, Morocco (AP) — Argan oil runs through your fingers like liquid gold — hydrating, luscious, and restorative. Prized worldwide as a miracle cosmetic, it’s more than that in Morocco. It’s a lifeline for rural women and a byproduct of a forest slowly buckling under the weight of growing demand.
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To make it, women crouch over stone mills and grind down kernels. One kilogram — roughly two days of work — earns them around $3, enough for a modest foothold in an economy where opportunities are scarce. It also links them to generations past.
“We were born and raised here. These traditions come from nature, what our parents and grandparents have taught us and what we’ve inherited,” cooperative worker Fatma Mnir said.
Long a staple in local markets, argan oil today is in luxury hair and skin care products lining drugstore aisles worldwide. But its runaway popularity is threatening argan forests, with overharvesting piled on top of drought straining trees once seen as resilient in the harshest of conditions.
Hafida El Hantati, owner of one of the cooperatives that harvests the fruit and presses it for oil, said the stakes go beyond the trees, threatening cherished traditions.
“We must take care of this tree and protect it because if we lose it, we will lose everything that defines us and what we have now,” she said at the Ajddigue cooperative outside the coastal town of Essaouira.
Goats climb and feed on an argan tree in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
An argan tree, which has been affected by drought, stands in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A fruit hangs on an argan tree, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A worker from local government irrigates newly planted argan trees to help fight against drought and deforestation, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A forest of argan trees is visible in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
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Goats climb and feed on an argan tree in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
For centuries, argan trees have supported life in the arid hills between the Atlantic Ocean and the Atlas Mountains, feeding people and animals, holding soil in place and helping keep the desert from spreading.
The spiny trees can survive in areas with less than an inch of annual rain and heat up to 50 degrees Celsius (122 Fahrenheit). They endure drought with roots that stretch as far as 115 feet (35 meters) underground. Goats climb trees, chomp their fruit, and eventually disperse seeds as part of the forest’s regeneration cycle.
Moroccans stir the oil into nut butters and drizzle it over tagines. Rich in vitamin E, it’s lathered onto dry hair and skin to plump, moisturize and stave off damage. Some use it to calm eczema or heal chicken pox.
But the forest has thinned. Trees bear fewer fruit, their branches gnarled from thirst. In many places, cultivated land has replaced them as fields of citrus and tomatoes, many grown for export, have expanded.
Communities once managed forests collectively, setting rules for grazing and harvesting. Now the system is fraying, with theft routinely reported.
What’s wrong with the forest
But a forest that covered about 5,405 square miles (14,000 square kilometers) at the turn of the century has shrunk by 40%. Scientists warn that argan trees are not invincible.
“Because argan trees acted as a green curtain protecting a large part of southern Morocco against the encroaching Sahara, their slow disappearance has become considered as an ecological disaster,” said Zoubida Charrouf, a chemist who researches argan at Université Mohammed V in Rabat.
Shifting climate is a part of the problem. Fruit and flowers sprout earlier each year as rising temperatures push the seasons out of sync.
Goats that help spread seeds can be destructive, too, especially if they feed on seedlings before they mature. Overgrazing has become worse as herders and fruit collectors fleeing drier regions encroach on plots long allocated to specific families.
The forests also face threats from camels bred and raised by the region’s wealthy. Camels stretch their necks into trees and chomp entire branches, leaving lasting damage, Charrouf said.
Women crack argan nuts at a cooperative that extracts and produces argan oil and products, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Argan seeds are placed in a basket after getting cracked at a cooperative that extracts and produces argan oil and products, Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A woman cracks argan nuts at a cooperative that extracts and produces argan oil and products, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Women crack argan nuts at a cooperative that extracts and produces argan oil and products, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A forest of argan trees is visible in Agadir, Morocco, Wednesday, May 21, 2025. (AP Photo/Mosa’ab Elshamy)
Argan based products are displayed for sale at a cooperative that extracts and produces argan oil, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A woman pours argan seeds in a machine that extracts oil, at at a cooperative in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
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Women crack argan nuts at a cooperative that extracts and produces argan oil and products, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Today, women peel, crack and press argan for oil at hundreds of cooperatives. Much makes its way through middlemen to be sold in products by companies and subsidiaries of L’Oréal, Unilever, and Estée Lauder.
But workers say they earn little while watching profits flow elsewhere. Cooperatives say much of the pressure stems from climbing prices. A 1-liter bottle sells for 600 Moroccan dirhams ($60), up from 25 dirhams ($2.50) three decades ago. Products infused with argan sell for even more abroad. Cosmetics companies call argan the most expensive vegetal oil on the market.
The coronavirus pandemic upended global demand and prices and many cooperatives closed. Cooperative leaders say new competitors have flooded the market just as drought has diminished how much oil can be squeezed from each fruit.
Cooperatives were set up to provide women a base pay and share profits each month. But Union of Women’s Argan Cooperatives President Jamila Id Bourrous said few make more than Morocco’s minimum monthly wage.
“The people who sell the final product are the ones making the money,” she said.
Some businesses say large multinational companies use their size to set prices and shut others out.
Khadija Saye, a co-owner of Ageourde Cooperative, said there were real fears about monopoly.
“Don’t compete with the poor for the one thing they live from,” she said. “When you take their model and do it better because you have money, it’s not competition, it’s displacement.”
One company, Olvea, controls 70% of the export market, according to data from local cooperatives. Cooperatives say few competitors can match its capacity to fill big orders for global brands. Representatives for the company did not respond to requests for comment.
Kharra Tlaytmass, who works at a cooperative that extracts and produces argan oil and products, poses for a portrait, Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Rabiaa Reshmayn, who works at a cooperative that extracts and produces argan oil and products, poses for a portrait, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Lalla Fatouma Boulkmah, who works at a cooperative that extracts and produces argan oil and products, poses for a portrait, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Fatima Bensaid, who works at a cooperative that extracts and produces argan oil and products, poses for a portrait, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
Women crack argan nuts at a cooperative that extracts and produces argan oil and products, in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
A woman pours argan nuts to extract oil at a cooperative in Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
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Kharra Tlaytmass, who works at a cooperative that extracts and produces argan oil and products, poses for a portrait, Essaouira, Morocco, Thursday, May 22, 2025. (AP Photo/Mosa’ab Elshamy)
On a hill overlooking the Atlantic, a government water truck weaves between rows of trees, pausing to hose saplings that have just started to sprout.
The trees are a project that Morocco began in 2018, planting 39 square miles (100 square kilometers) on private lands abutting the forests. To conserve water and improve soil fertility, argan trees alternate rows with capers, a technique known as intercropping.
The idea is to expand forest cover and show that argan, if properly managed, can be a viable source of income. Officials hope it will ease pressure on the overharvested commons and convince others to reinvest in the land. The trees were expected to begin producing this year but haven’t during a drought.
Another issue is the supply chain.
“Between the woman in the village and the final buyer, there are four intermediaries. Each takes a cut. The cooperatives can’t afford to store, so they sell cheap to someone who pays upfront,” Id Bourrous, the union president, said.
The government has attempted to build storage centers to help producers hold onto their goods longer and negotiate better deals. So far, cooperatives say it hasn’t worked, but a new version is expected in 2026 with fewer barriers to access.
Despite problems, there’s money to be made.
During harvest season, women walk into the forest with sacks, scanning the ground for fallen fruit. To El Hantati, the forest, once thick and humming with life, feels quieter now. Only the winds and creaking trees are audible as goats climb branches in search of remaining fruits and leaves.
“When I was young, we’d head into the forest at dawn with our food and spend the whole day gathering. The trees were green all year long,” she said.
She paused, worried about the future as younger generations pursue education and opportunities in larger cities.
“I’m the last generation that lived our traditions — weddings, births, even the way we made oil. It’s all fading.”
Islam Aatfaoui contributed reporting.
The Associated Press’ climate and environmental coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org.
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That’s what Time Out magazine wants you to remember about sober traveling. While some folks prefer booze-soaked debauchery or ayahuasca retreats, other vacationers like to experience a fantastic hiking trail, a world-class museum or a transformative yoga class, and remember everything just fine the next day.
Based on research from Missouri treatment center Sana Lake Recovery, which considers things like access to nature, gyms, music venues and even AA meetings, Time Out has named the “10 best cities for sober travel in the U.S.” Two places in California make the list, Oakland (2) and San Francisco (10), with their Bay Area perks like “more than 300 hiking trails, 120 fitness studios and 33 different museums to stimulate your travel.” Oh, and “five mocktail bars and two gorgeous, restored movie palaces (the Fox and the Paramount) where you can take tours or see live shows.”
Here is where else in America you might want to visit in 2025, should you love to be alert and living the sober life:
Time Out’s 10 best cities for sober travel in the U.S. in 2025:
1 St. Louis, Missouri
2 Oakland, California
3 Portland, Oregon
4 Minneapolis, Minnesota
5 Seattle, Washington
6 Colorado Springs, Colorado
Sun rays break through the redwoods during a hike along French Loop Trail at the Redwood Regional Park in Oakland, Calif., on Friday, April 21, 2023. (Ray Chavez/Bay Area News Group)
During severe thunderstorms, rising air shoots icy pellets the size of Dippin’ Dots ice cream into the bitter cold of upper atmospheric layers. There, supercooled water freezes onto the small particles to form hail, which then falls when it gets too heavy for the storm’s upward draft.
As climate change warms average global temperatures, hailstones larger than pingpong or golf balls will become more frequent — likely worsening the weather hazard’s already billions of dollars in annual property damage across the country, according to a study published last year in the scientific journal npj Climate and Atmospheric Science.
“Climate change is obviously occurring,” said Victor Gensini, a meteorologist and professor of atmospheric science at Northern Illinois University who led the study. “The question, for scientists, is often: How does that manifest itself (in) these smaller-scale extreme weather perils?”
Insurance companies have reported rising hail damage claims from homeowners due to severe storms. In 2024, roof repair and replacement costs totaled nearly $31 billion across the country, up almost 30% from 2022, according to an April report from Verisk, a risk assessment and data analytics firm. Hail and wind accounted for more than half of all residential claims.
State Farm is raising homeowners insurance rates in Illinois by 27.2% beginning Aug. 15, according to a filing with the state last month. The rate hike, one of the largest in the state’s history, will affect nearly 1.5 million policyholders. In addition, State Farm is implementing a minimum 1% deductible on all wind and hail losses, raising the out-of-pocket costs for homeowners filing a related damage claim.
State Farm said its Illinois homeowners business has seen “unsustainable” losses in 13 of the last 15 years and cited more frequent extreme weather events such as wind, hail and tornadoes, insufficient premiums to cover claims and the rising cost of repairs due to inflation.
A hailstrom is visible from Northern Illinois University’s Husky Hail Hunter vehicle during a Project ICECHIP operation, June 6, 2025, in Levelland, Texas. (Carolyn Kaster/AP)
An approaching storm is visible through the window of the moving Northern Illinois University’s Husky Hail Hunter during a Project ICECHIP operation, June 6, 2025, near Meadow, Texas. Project ICECHIP is made of teams from several universities observing storms from the inside and seeing how the hail forms. (Carolyn Kaster/AP)
Lightning illuminates the sky as Project ICECHIP members from Northern Illinois University, Evelynn Mantia, left, drives as Margo Andrews helps navigate through the two severe storms on a computer display, late June 4, 2025, near Adrian, Texas, as they travel to a hotel in Amarillo, Texas, during a Project ICECHIP operation. (Carolyn Kaster/AP)
Project ICECHIP members Ethan Mok, from left, Logan Bundy, Nathan Sonntag, Victor Gensini and Katie Wargowsky sit in chairs next to the command vehicle waiting for storms to develop, June 6, 2025, in Morton, Texas. (Carolyn Kaster/AP)
Tony Illenden, a member of Northern Illinois University’s Husky Hail Hunter team, picks up hail during a Project ICECHIP operation, June 6, 2025, near Morton, Texas. (Carolyn Kaster/AP)
Tony Illenden crouches in a helmet and gloves outside Northern Illinois University’s Husky Hail Hunter vehicle to scoop hail into a bag during a storm while on a Project ICECHIP operation, June 6, 2025, in Levelland, Texas. (Carolyn Kaster/AP)
Joey Toniolo, from left, Tim Marshall and Tony Illenden stand next to Northern Illinois University’s Husky Hail Hunter as storm clouds gather during a Project ICECHIP operation, June 6, 2025, in Meadow, Texas. (Carolyn Kaster/AP)
Cars dive away from a storm during a Project ICECHIP operation, June 5, 2025, in Morton, Texas. (Carolyn Kaster/AP)
A hailstorm is visible from Northern Illinois University’s Husky Hail Hunter vehicle during a Project ICECHIP operation, June 6, 2025, in Levelland, Texas. (Carolyn Kaster/AP)
Northern Illinois University’s Husky Hail Hunter is silhouetted near Lubbock, Texas, June 6, 2025, during a Project ICECHIP operation. (Carolyn Kaster/AP)
Wind and dust-battered flowers are silhouetted by an approaching storm that darkens the sky during a Project ICECHIP operation, June 6, 2025, near Meadow, Texas. (Carolyn Kaster/AP)
Victor Gensini, Northern Illinois University meteorology professor and a lead scientist of Project ICECHIP, right, and Logan Bundy, PhD candidate at NIU and ICECHIP IOP assistant, stand at the command vehicle watching an approaching storm, June 3, 2025, in Scotland, Texas. (Carolyn Kaster/AP)
Joey Toniolo ducks from falling hail as he moves back to Northern Illinois University’s Husky Hail Hunter vehicle during a Project ICECHIP operation, June 6, 2025, in Morton, Texas. (Carolyn Kaster/AP)
Project ICECHIP members from Northern Illinois University Evelynn Mantia, left and Olivena Carlisle, take photos of approaching storms, June 4, 2025, near Grady, New Mexico. (Carolyn Kaster/AP)
Members of the Project ICECHIP and The Associated Press gather around the command vehicle watching an approaching storm Tuesday, June 3, 2025, in Scotland, Texas. (Carolyn Kaster/AP)
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A hailstrom is visible from Northern Illinois University’s Husky Hail Hunter vehicle during a Project ICECHIP operation, June 6, 2025, in Levelland, Texas. (Carolyn Kaster/AP)
Last year, State Farm customers in Illinois reported $638 million in hail damage, ranking the state second after Texas.
In May, roughly 100 researchers — including Gensini and other NIU scientists — kicked off the world’s largest-ever coordinated effort to study hail in and around the Central Plains. But “we will go wherever the storms are,” he said in a previous interview.
The work is being supported with $11 million from the National Science Foundation and aims to improve forecasts of severe, damaging hail using data collected through technology such as drones, weather balloons, meteorological instruments that measure hailstone size and strike impact, and more. Better detection and prediction would allow people to protect themselves, their property and their livelihoods, preventing millions of dollars in losses.
Between mid-May and the end of June, scientists tracked 28 hail events across 11 states in the Midwest, South and Mountain West. They recorded hail bigger than 3 inches in Colorado, Texas, Montana and South Dakota.
Forensic engineer Tim Marshall measures a large hailstone in the front seats of Northern Illinois University’s Husky Hail Hunter during a Project ICECHIP operation, June 6, 2025, in Morton, Texas. Project ICECHIP is made of teams from several universities observing storms from the inside and seeing how the hail forms. (Carolyn Kaster/AP)
Tony Illenden crouches outside Northern Illinois University’s Husky Hail Hunter to scoop hail into a bag while in a hailstorm during a Project ICECHIP operation, June 6, 2025, in Levelland, Texas. (Carolyn Kaster/AP)
Recent cuts to federal grants from the Trump administration have paused scientific endeavors in many areas, including weather forecasting, but organizers said the NIU-led study was not affected because funding was awarded last summer.
Northeast Illinois has had its share of big hail this year, too. An early spring thunderstorm produced tornadoes and dropped pea-size hail across the area in mid-March; the largest hailstones reported were as big as half dollars in central Cook County. On May 15, 3-inch hail was observed in Livingston County, and 2-inch hail was also reported in northeast Lake County. Batavia was pelted by hail as big as tennis balls during a June supercell.
According to the National Weather Service, for the last 30 years, the Chicago area has averaged 11 days of any size hail per year and two days of significant stones with diameters 2 inches or larger.
In their study, published in August 2024, NIU researchers found that days with severe hailstorms with larger stones will increase most significantly in the Midwest, Ohio Valley and Northeast by at least five days from mid- to late-century.
“Depending on how hard you press the gas pedal — the gas pedal being human emissions of CO2 — that has a really big impact on hail that we see and, ultimately, where it occurs,” Gensini said. “On average, we see bigger hail, more frequent bigger hail, and we actually see less small hail.”
Using a model with high-resolution mapping offered researchers new, more granular insights into the future of individual storms and their hazards compared with the data that traditional global models produce, which Gensini characterized as coarse and grainy.
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“It would be like the difference of a cellphone camera from back in the early 2000s compared to what we have now,” said Jeff Trapp, professor of climate, meteorology and atmospheric sciences at the University of Illinois at Urbana-Champaign.
According to Gensini, a warmer climate concentrates more water vapor in the atmosphere, which in turn fuels thunderstorms and makes them more robust — with stronger updrafts that can suspend bigger hailstones.
“Take a hair dryer and turn it up on end, so it’s blowing air straight up,” he said. “It’s pretty easy to suspend a pingpong ball right above that hair dryer. But now, what if you wanted to suspend a grapefruit or a soccer ball? You’re going to need a much stronger updraft.”
Warmer temperatures in the lower atmosphere would also melt smaller hailstones that fall at a slower speed, while really big stones would remain relatively unaffected.
Project ICECHIP members from Northern Illinois University Evelynn Mantia, left, and Olivena Carlisle, lower right, inflate a weather balloon with a radiosonde attached to collect data, June 4, 2025, during a hail study in Tucumcari, New Mexico. (Carolyn Kaster/AP)
The model used in the study indicated a more than 25% increase in the frequency of large hailstones of at least 1.8 inches if planet-warming greenhouse gas emissions from human activities do not significantly reduce by mid-century. In that same scenario, stones larger than 2 inches could increase by over 75% by the end of the century, and there would be fewer hailstonessmaller than a golf ball, or 1.7 inches.
The National Weather Service considers severe any hail bigger than a quarter or with more than a 1-inch diameter. Anything larger than 2 inches can easily damage roads, dent cars and shred crops. Stones larger than 4 inches are called giant hail, and those larger than 6 inches are called gargantuan hail.
Theoretically, the maximum size could be over 9 inches in diameter, like a bowling ball. The largest recorded hailstone in the country fell on June 23, 2010, in Vivian, South Dakota. It had an 8-inch diameter and weighed 1 pound and 15 ounces. The largest hailstone reported in Illinois was about 4.75 inches, the size of a softball, and fell on June 10, 2015, near the village of Minooka, 50 miles southwest of Chicago.
Having researched severe storms, their hazards and their connection with climate change for decades, the U. of I.’s Trapp emphasized the need to study potential changes in hail’s seasonality, too — even though “there’s not really a hail season, but there are times of the year that are more conducive to (it).”
In Illinois, that’s typically during the spring and early summer.
“This is an important question, I think, ultimately, to address,” he said. “For people who do emergency management, as an example, so that they know that in the coming years, maybe the coming decades, there might be an expectation that their activity will be enhanced during an earlier or different time of the year. And we’re seeing that with severe weather in general.”
No matter the changes in hail size and frequency, the NIU researchers noted that the effects of this weather hazard — mainly in the form of losses and damages — will only grow as an increasingly urbanized landscape leaves more people and their property vulnerable to the pelting stones.
Gensini called hail an understudied, “underappreciated” storm peril. According to Verisk, noncatastrophic wind and hail roof claims increased from 17% to 25% between 2022 and 2024, which the company says highlights the growing impact of these perils despite the greater focus often placed on catastrophic events.
“Tornadoes are incredibly dramatic; they can produce casualties and fatalities. You generally just don’t see that with hail; (stones have) impacts (on) assets and structures, and not necessarily people or their livelihood. But the trade-off of that is hail is way more frequent, way more common,” Gensini said. “And because of that frequency, we see way more damage and way more impact, in terms of insured losses from hail, every single year.”