Skilled trades on the rise as college enrollment sags. ‘Ticket to the middle class’

posted in: All news | 0

Colleen Schrappen | (TNS) St. Louis Post-Dispatch

ST. LOUIS — Both of Dan Tague’s parents earned bachelor’s degrees. So did his older sister and brother.

But as his turn approached, Tague, 20, saw a different route. In high school, he designed sets for plays and enrolled in any “hands-on” classes he could. By the time he graduated, he decided he wanted to be an electrician.

His mom and dad needed no convincing.

“They knew right out of the gate, you have a paycheck,” he said.

After years of decline, the skilled trades are experiencing a renaissance, propelled by young adults like Tague. Soaring college tuition and student debt have upended the long-held belief that higher education is the key to success. And the stigma that many of Generation Z’s parents held about careers in carpentry or mechanics is crumbling.

Enrollment in four-year schools has flatlined, while vocation-focused community colleges experienced 16% growth in the past year, the biggest jump since the National Student Clearinghouse began tracking such data in 2018. Mechanical and repair programs saw 8% enrollment gains in the past year; precision machinery classes grew by 7.5%. Students studying construction ticked up by about 1% last year, but their ranks have increased by almost 14% over the past five years.

In the St. Louis area, employers are partnering with high schools to grab the attention of teenagers early. Community colleges and trade schools are offering new certifications and building new facilities. Young adults are being pulled onto a cheaper, quicker path to the workforce. No debt, no delays.

Tague received his associate of applied science degree in electrical technology in May at Mineral Area College. The school in Park Hills opened an 80,000-square-foot Industry and Technology Center last August to house labs, machinery and classrooms for its 30-plus certificate programs. More than 100 students took skilled trades classes in the semester that just ended, almost twice as many as the year before.

People didn’t always think of MAC as a technical school, said Joe Gilgour, the college’s president.

“But the new building has made a splash,” he said.

Two years ago, the school started a welding curriculum. Construction and HVAC were added last year, and the first class of automotive technicians will be welcomed this fall.

The additions are mostly the result of meetings with industry leaders, Gilgour said. Companies need trained workers, and they are willing to pay for them. Many shorter-term certifications are funded by employers.

Tague’s tuition was covered by Missouri’s A+ Scholarship program, which he completed during high school. This summer, he will begin an earn-and-learn apprenticeship with the International Brotherhood of Electrical Workers. In a couple of years, he should have his journeyman’s license.

After another two years, he will become a master electrician and, he figures, will bring in about $80,000 annually.

Ticket to the middle class

Over a lifetime, college graduates typically earn more and have higher employment rates than those without four-year degrees. But within those broad categories, the discrepancies can shrink — or even disappear— based on the field. According to the U.S. Bureau of Labor Statistics, for example, the median income for plumbers was $61,500 last year — almost $3,000 more than social workers.

And students who graduated in 2023 with bachelor’s degrees carried an average of about $30,000 in debt, according to the College Board.

“Careers in the trades are good-paying,” said Megan Price, the executive director of the Missouri Works Initiative. “They are truly a ticket to the middle class.”

Three years ago, the Missouri AFL-CIO launched the nonprofit initiative to help draw people to the trades.

“We have to make progress about getting young people excited about these careers,” Price said.

This summer, Missouri Works is extending its outreach efforts to high schoolers through a Boys & Girls Clubs partnership called the Skilled Trades Exploration Program, or STEP. Community and technical colleges have also focused on secondary schools, visiting counseling offices and hosting career fairs and “try-it” days.

Sharon Brueggemann, vice president of education at Ranken Technical College, refers to high school teachers and counselors as “influencers.” Once they are on board, the kids will follow. The popularity of robotics teams and coding camps have helped the skilled trades shake off a reputation as “dirty” work done by people who don’t land at a university.

The pandemic shifted mindsets, too. College enrollment fell. White-collar jobs weathered layoffs. Burnout spread through industries such as education and health care.

But the prospects in building and manufacturing boomed.

“Everyone needed tradespeople during COVID,” Brueggemann said.

Ranken, which set up shop in St. Louis in 1907, has seen an increase in competition as specialized vocational schools have proliferated and community colleges have expanded.

But that hasn’t stunted Ranken’s growth. In 2013, its first satellite campus opened with 200 students in Wentzville. Next came Perryville, in 2017; then Troy, Missouri, two years ago, to accommodate spillover from the Wentzville location. Ashland had a soft opening in January, with all programs scheduled to be running this fall. The Troy and Ashland sites provide space for the local high schools to use.

Today, about 3,400 people are enrolled at Ranken in St. Louis, with another 800 at Wentzville and Troy, and 130 in Perryville.

Ranken students have a 98% job placement rate, said Brueggemann. Often, they secure positions before their first year of classes is over.

“By the time they graduate, it’s too late for employers,” she said.

A shortage of workers has plagued many professions, especially plumbing and HVAC, as the number of retirees surpasses trainees. More than a third of tradespeople are older than 50, according to the Bureau of Labor Statistics. But the recent surge in interest has chipped away at the workforce deficit.

Jalen Watson, 20, attended an open house on a recent Saturday for St. Louis Community College’s Center for Workforce Innovation in Ferguson. Watson, of north St. Louis County, wanted to find out about becoming an HVAC technician.

He already works with heating and ventilation systems at his job in maintenance at St. Louis University. But certification — which requires two weeks of classes and costs $1,300 — could boost his pay from $20 an hour to $30.

“A lot of school isn’t for me,” Watson said. “I really like solving problems.”

‘Might as well build it’

As a kid, 18-year-old David Maloney dreamed of being a pilot. But recurring vertigo made that impossible. So during his sophomore year of high school, Maloney, who lives in Maplewood, settled on becoming a welder.

“If I can’t fly it, I might as well build it,” he thought.

By his junior year, he was taking classes at South Technical High School in the mornings and Maplewood Richmond Heights in the afternoons. Last fall, he went on a tour at Boeing and applied for an evening “pre-employment” sheet-metal assembly program for second-semester seniors.

Maloney finished high school and the 200-hour Boeing course on the same weekend last month. He’ll have an interview with the airplane-maker later this summer. In the meantime, he works at Classic Metal Craft, a fabricator in St. Louis.

Boeing also sponsors two adult “pathways” for assembly mechanic jobs through St. Louis Community College.

“We do a lot of recruiting,” said Dan Stroot, a manager at Boeing. “We’re trying to get them in as fast as we can.”

The number of registered trade apprentices in Missouri has swelled by 150% over the past 10 years. But demand is still outpacing supply. And the $1.2 trillion federal infrastructure plan that passed in 2021 is expected to create 1.5 million construction jobs over the next decade, the White House says.

Kevin Rushton’s education at Southwestern Illinois College in Belleville was paid for by Seyer Industries, an aerospace manufacturer in St. Peters. He landed a summer internship there three years ago, after he graduated high school in Staunton.

“I had zero experience going in,” said Rushton, 21.

He quickly found himself ahead. His precision machining classes made more sense because he was practicing the techniques at Seyer.

Rushton graduated from SWIC in May. He is staying on at Seyer, with a pay bump taking him from $23 an hour to almost $30.

SWIC is opening a $20 million Advanced Manufacturing Academy on its Belleville Campus this fall as a hub for its manufacturing curriculum.

Laura Vahlkamp, the associate director of recruitment and outreach, anticipates ongoing interest in skilled trades coursework.

“There is a changing perception of what a career looks like,” Vahlkamp said. “Students are more knowledgeable about what these types of programs are and what kind of jobs they can get.”

©2024 STLtoday.com. Distributed by Tribune Content Agency, LLC.

Is debt settlement a good idea?

posted in: Society | 0

By Jackie Veling | NerdWallet

More U.S. consumers may need help managing their credit card payments. Roughly 6.9% of credit card users were in serious delinquency in the first quarter of 2024 — the highest rate since historic lows in 2021 — according to the Federal Reserve’s latest quarterly report on household debt and credit, released May 14.

If you’re behind on your credit card payments and looking for a solution, you might be considering debt settlement, which promises to help clear your debts. However, debt settlement is risky and should be a last resort for most borrowers.

How does debt settlement work?

Debt settlement is the process by which your debts are settled for less than you owe. Though you can settle debts yourself, many borrowers hire a for-profit debt settlement company.

Here’s how it works: A debt settlement company will ask you to stop making payments on your debts and instead funnel that money into an escrow account, which is a separate account set up by the settlement company. As your debts become increasingly delinquent, the settlement company will approach your creditor with an offer, using the money in the escrow account. Ideally, the creditor accepts the offer, with the thinking that some money is better than none. Then, your debt is cleared for the lesser amount.

Debt settlement isn’t free. Debt settlement companies may charge a fee of 15% to 25% of the amount you owe for each successful settlement. For example, if you owe $10,000 and the debt settlement company charges a fee of 25%, you’ll pay a $2,500 fee (in addition to the settled amount).

The average debt settlement client saves $1,440 after fees, or 31.9% of their debt burden, according to a 2023 economic impact report commissioned by the American Association for Debt Resolution.

Risks of debt settlement

Though debt settlement may sound promising, it can be a “very bumpy road,” warns Bryce McNitt, chief of staff for market offices at the Consumer Financial Protection Bureau. Settling your debts can take two to four years, and there are serious consequences to falling that far behind on payments.

“You very well could be in collections at that point, and your credit score will dive down,” McNitt says. “You could also face pressure tactics from collectors. If you’re getting calls, if you’re getting a lawsuit, that’s very stressful.”

As interest and fees from your creditor pile up, you’re reducing any potential savings that debt settlement promises.

There’s also no guarantee a company can settle your debt. Some creditors won’t accept a debt settlement offer or work with debt settlement companies. Any debts you successfully settle may further hurt your credit score, since settled accounts stay on your credit report for up to seven years.

“Theoretically, there could be some use cases where it can work out, but I think the risks are just too high for most people,” McNitt says.

Other ways to tackle overwhelming debt

There are other, less-risky ways to get credit card debt under control.

Financial experts widely recommend debt management plans. These plans are offered by nonprofit credit counseling agencies and roll multiple unsecured debts into one at a lower interest rate, which makes the debt easier to pay off.

Debt management plans won’t hurt your credit score, and they have lower fees, but many people don’t know about them, says Justin Botimer, partner development manager at GreenPath Financial Wellness, a nonprofit credit counseling agency.

“The reality is our industry doesn’t have the big budgets that for-profit companies have,” Botimer says. “We hear all the time, ‘I wish I would have known about you sooner.’ This is after they’ve been wrangled into debt settlement.”

A debt consolidation loan is another alternative. You use the money from a loan to pay off your debts in one fell swoop, then pay back the new loan in fixed monthly installments, ideally at a lower interest rate. But debt consolidation loans can be tough to qualify for, because you need a strong credit score. Some credit unions and online lenders offer debt consolidation loans for borrowers with bad credit (629 score or lower).

If there’s no way you can repay your credit card debts, you can try to settle them yourself. Creditors are often willing to settle with borrowers directly, Botimer says, which saves you from paying a hefty fee to a debt settlement company and may preserve your relationship with the creditor. If the creditor won’t settle, you can ask for other relief options, like a reduced interest rate or lower monthly payment.

Bankruptcy may be an option for people whose debt payments account for a significant portion of their income. Though it may temporarily hurt your credit, bankruptcy can protect you from aggressive action from creditors, like lawsuits or wage garnishment.

Jackie Veling writes for NerdWallet. Email: jveling@nerdwallet.com.

Multiple people reported shot in northern Illinois in a ‘mass casualty incident,’ authorities say

posted in: Society | 0

DIXON, Ill. — Multiple people have been reported shot Wednesday in northern Illinois in what authorities are calling a “mass casualty incident.”

Ambulances and two medical helicopters were called to the scene in the Lost Lake community near Dixon, where there also was a massive police presence, according to a post on the Winnebago Boone & Ogle County Fire/Ems Incidents Facebook page.

A spokesperson at Katherine Shaw Bethea Hospital in Dixon said three people were taken to the hospital’s emergency department.

A person answering the phone at the Ogle County Sheriff’s Department would not comment when reached by The Associated Press. The department’s website said a news conference would be held at 3:30 p.m.

Aerial video by local media Wednesday afternoon showed law enforcement and personal cars parked on the side of unpaved roads throughout the neighborhood and officials occasionally gathering in small groups but little ongoing activity. Yellow police tape blocked at least one driveway and an Ogle County sheriff’s mobile command center was parked at the end of the drive.

Lost Lake’s property owner’s association describes the area as a “country style community” with about 700 owners in an unincorporated area close to the cities of Dixon, Franklin Grove and Oregon, about 100 miles (160 kilometers) west of Chicago.

Related Articles

National News |


Oklahoma Supreme Court dismisses lawsuit of last Tulsa Race Massacre survivors seeking reparations

National News |


Dog fight! Joey Chestnut ‘gutted’ to be out of July 4 hot dog eating contest over brand dispute

National News |


U.S. adds 272,000 jobs in May, unemployment rises to 4%

National News |


Missed care, fewer patients: Rural families and clinics feel Medicaid cuts

National News |


Other voices: China embraced electric vehicles. The U.S. didn’t. Now we’re paying the price

Past COVID infections may help protect against certain colds. Could it lead to better vaccines?

posted in: News | 0

By LAURA UNGAR (AP Science Writer)

If you’ve been sick with COVID-19, you may have some protection against certain versions of the common cold.

A new study suggests previous COVID-19 infections lower the risk of getting colds caused by milder coronavirus cousins, which could provide a key to broader COVID-19 vaccines.

“We think there’s going to be a future outbreak of a coronavirus,” said Dr. Manish Sagar, senior author of the study published Wednesday in the journal Science Translational Medicine. “Vaccines potentially could be improved if we could replicate some of the immune responses that are provided by natural infection.”

The study looked at COVID-19 PCR tests from more than 4,900 people who sought medical care between November 2020 and October 2021. After controlling for things like age, gender and preexisting conditions, Sagar said he and his colleagues found people previously infected with COVID-19 had about a 50% lower chance of having a symptomatic coronavirus-caused common cold compared with people were were, at the time, fully vaccinated and hadn’t yet gotten COVID-19.

Several viruses cause colds; coronaviruses are thought to be responsible for about 1 in 5 colds.

Researchers linked the protection against coronavirus-caused colds to virus-killing cell responses for two specific viral proteins. These proteins aren’t used in most vaccines now, but researchers propose adding them in the future.

“Our studies would suggest that these may be novel strategies for better vaccines that not only tackle the current coronaviruses, but any potential future one that may emerge,” said Sagar of Boston Medical Center.

Dr. Wesley Long, a pathologist at Houston Methodist in Texas who was not involved in the study, said the findings shouldn’t be seen as a knock against current vaccines, which target the “spike” protein studding the surface of the SARS-CoV-2 virus that causes COVID-19.

These vaccines, he said, are “still your best defense against severe COVID-19 infection, hospitalization and death.”

But he added: “If we can find targets that cross-protect among multiple viruses, we can either add those to specific vaccines or start to use those as vaccine targets that would give us broader-based immunity from a single vaccination. And that would be really cool.”

___

The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group. The AP is solely responsible for all content.