Joe Soucheray: No other governor has tried to pull off this pathetic budget stunt

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For more than 50 years, non-public schools have been able to access money from their local school districts for transportation, learning materials and perhaps a counselor or a nurse. Money in the state budget is not sent to the non-public school but, rather, again, to the district and then dispersed. Nobody from the state shows up at Our Holy Mother of the Perpetual Deficit with a large canvas bag of cash.

Gov. Tim Walz wants to end that practice of modest sharing, the first governor to attempt to do so. He claims to be looking for ways to put a dent in the pending $6 billion budget deficit. Being the sharp numbers guy that he is, that $109 million for non-public education must have really jumped out at him, even when the funding for public education is routinely about half the entire state budget.

The governor also doesn’t have his facts straight. On the day when parents, teachers and students gathered in the Capitol Rotunda to demonstrate on behalf of preserving the payments, the governor said that he didn’t think it was fair to the taxpayers “to pay for for-profit schools.”

The non-public schools are not for-profit. On the contrary, they run on thin margins. It’s usually the school’s affiliated parishioners, in the case of a Catholic school, who get hit up when the school’s furnace conks out. The teachers and administrators don’t work with the safety net of the always-running state spigot. And you’ll have to tell me the last time you read a headline that said Our Holy Mother of the Perpetual Deficit falls $6 billion short of budget and needs more state money. You can’t tell me. It doesn’t happen.

Personally, I don’t think it’s fair to be governed by a guy so disingenuous, duplicitous and incompetent as Walz. But the voters, in a nod to the mystery of the cluttered human mind, voted for him, twice. That $6 billion budget deficit is the direct result of Walz and his trifecta of drunken sailors blowing the $18 billion surplus.

Fraud doesn’t seem to have gained any purchase with Walz supporters, either, but more than $600 million in fraud has leaked out of the state Capitol since Walz took office. A hotline established by a new legislative committee charged with stopping fraud has already, in a month’s time, received more than 600 calls.

Republicans in the Legislature vow to not let Walz strip the non-public school funding. Rep. Harry Niska, R-Ramsey, the GOP House floor leader, said, “House Republicans will not agree to an education bill that cuts non-public aid. We will not agree to an education bill that cuts this critical funding and leaves our next generation behind.”

Niska was talking about the 70,000 kids in Minnesota who attend non-public schools. There is no way of knowing how many of those kids would have to change schools if they face a tuition increase. Many parents, who, of course, also pay for public education, make significant sacrifices to send their children to private schools for a variety of reasons, none of which dare be questioned by Walz, who seems to harbor an ideological predisposition to believe in only a government school.

For example, Walz was quoted the other day as saying, “if you want to have a school that teaches your curriculum and things you do, you have every right to do that. I don’t think the taxpayers should be the ones who support you in that.”

You could almost hear a snarl of contempt for schools that might teach, oh horrors, faith. No other governor, remember, has tried to pull off this pathetic budget stunt. No other governor would purposely alienate the families of 70,000 kids.

And it is pathetic, a pathetically obvious stunt, which makes you wonder who he is pandering to.

Joe Soucheray can be reached at jsoucheray@pioneerpress.com. Soucheray’s “Garage Logic” podcast can be heard at garagelogic.com.

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At Social Security, these are the days of the living dead

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By Darius Tahir, KFF Health News

Rennie Glasgow, who has served 15 years at the Social Security Administration, is seeing something new on the job: dead people.

They’re not really dead, of course. In four instances over the past few weeks, he told KFF Health News, his Schenectady, New York, office has seen people come in for whom “there is no information on the record, just that they are dead.” So employees have to “resurrect” them — affirm that they’re living, so they can receive their benefits.

Revivals were “sporadic” before, and there’s been an uptick in such cases across upstate New York, said Glasgow. He is also an official with the American Federation of Government Employees, the union that represented 42,000 Social Security employees just before the start of President Donald Trump’s second term.

Martin O’Malley, who led the Social Security Administration toward the end of the Joe Biden administration, said in an interview that he had heard similar stories during a recent town hall in Racine, Wisconsin. “In that room of 200 people, two people raised their hands and said they each had a friend who was wrongly marked as deceased when they’re very much alive,” he said.

It’s more than just an inconvenience, because other institutions rely on Social Security numbers to do business, Glasgow said. Being declared dead “impacts their bank account. This impacts their insurance. This impacts their ability to work. This impacts their ability to get anything done in society.”

“They are terminating people’s financial lives,” O’Malley said.

Though it’s just one of the things advocates and lawyers worry about, these erroneous deaths come after a pair of initiatives from new leadership at the SSA to alter or update its databases of the living and the dead.

Holders of millions of Social Security numbers have been marked as deceased. Separately, according to The Washington Post and The New York Times, thousands of numbers belonging to immigrants have been purged, cutting them off from banks and commerce, in an effort to encourage these people to “self-deport.”

Glasgow said SSA employees received an agency email in April about the purge, instructing them how to resurrect beneficiaries wrongly marked dead. “Why don’t you just do due diligence to make sure what you’re doing in the first place is correct?” he said.

The incorrectly marked deaths are just a piece of the Trump administration’s crash program purporting to root out fraud, modernize technology, and secure the program’s future.

But KFF Health News’ interviews with more than a dozen beneficiaries, advocates, lawyers, current and former employees, and lawmakers suggest the overhaul is making the agency worse at its primary job: sending checks to seniors, orphans, widows, and those with disabilities.

Philadelphian Lisa Seda, who has cancer, has been struggling for weeks to sort out her 24-year-old niece’s difficulties with Social Security’s disability insurance program. There are two problems: first, trying to change her niece’s address; second, trying to figure out why the program is deducting roughly $400 a month for Medicare premiums, when her disability lawyer — whose firm has a policy against speaking on the record — believes they could be zero.

Since March, sometimes Social Security has direct-deposited payments to her niece’s bank account and other times mailed checks to her old address. Attempting to sort that out has been a morass of long phone calls on hold and in-person trips seeking an appointment.

Before 2025, getting the agency to process changes was usually straightforward, her lawyer said. Not anymore.

The need is dire. If the agency halts the niece’s disability payments, “then she will be homeless,” Seda recalled telling an agency employee. “I don’t know if I’m going to survive this cancer or not, but there is nobody else to help her.”

Some of the problems are technological. According to whistleblower information provided to Democrats on the House Oversight Committee, the agency’s efforts to process certain data have been failing more frequently. When that happens, “it can delay or even stop payments to Social Security recipients,” the committee recently told the agency’s inspector general.

While tech experts and former Social Security officials warn about the potential for a complete system crash, day-to-day decay can be an insidious and serious problem, said Kathleen Romig, formerly of the Social Security Administration and its advisory board and currently the director of Social Security and disability policy at the Center on Budget and Policy Priorities. Beneficiaries could struggle to get appointments or the money they’re owed, she said.

For its more than 70 million beneficiaries nationwide, Social Security is crucial. More than a third of recipients said they wouldn’t be able to afford necessities if the checks stopped coming, according to National Academy of Social Insurance survey results published in January.

Advocates and lawyers say lately Social Security is failing to deliver, to a degree that’s nearly unprecedented in their experience.

Carolyn Villers, executive director of the Massachusetts Senior Action Council, said two of her members’ March payments were several days late. “For one member that meant not being able to pay rent on time,” she said. “The delayed payment is not something I’ve heard in the last 20 years.”

When KFF Health News presented the agency with questions, Social Security officials passed them off to the White House. White House spokesperson Elizabeth Huston referred to Trump’s “resounding mandate” to make government more efficient.

“He has promised to protect social security, and every recipient will continue to receive their benefits,” Huston said in an email. She did not provide specific, on-the-record responses to questions.

Complaints about missed payments are mushrooming. The Arizona attorney general’s office had received approximately 40 complaints related to delayed or disrupted payments by early April, spokesperson Richie Taylor told KFF Health News.

A Connecticut agency assisting people on Medicare said complaints related to Social Security — which often helps administer payments and enroll patients in the government insurance program primarily for those over age 65 — had nearly doubled in March compared with last year.

Lawyers representing beneficiaries say that, while the historically underfunded agency has always had its share of errors and inefficiencies, it’s getting worse as experienced employees have been let go.

“We’re seeing more mistakes being made,” said James Ratchford, a lawyer in West Virginia with 17 years’ experience representing Social Security beneficiaries. “We’re seeing more things get dropped.”

What gets dropped, sometimes, are records of basic transactions. Kim Beavers of Independence, Missouri, tried to complete a periodic ritual in February: filling out a disability update form saying she remains unable to work. But her scheduled payments in March and April didn’t show.

She got an in-person appointment to untangle the problem — only to be told there was no record of her submission, despite her showing printouts of the relevant documents to the agency representative. Beavers has a new appointment scheduled for May, she said.

Social Security employees frequently cite missing records to explain their inability to solve problems when they meet with lawyers and beneficiaries. A disability lawyer whose firm’s policy does not allow them to be named had a particularly puzzling case: One client, a longtime Social Security disability recipient, had her benefits reassessed. After winning on appeal, the lawyer went back to the agency to have the payments restored — the recipient had been going without since February. But there was nothing there.

“To be told they’ve never been paid benefits before is just chaos, right? Unconditional chaos,” the lawyer said.

Researchers and lawyers say they have a suspicion about what’s behind the problems at Social Security: the Elon Musk-led effort to revamp the agency.

Some 7,000 SSA employees have reportedly been let go; O’Malley has estimated that 3,000 more would leave the agency. “As the workloads go up, the demoralization becomes deeper, and people burn out and leave,” he predicted in an April hearing held by House Democrats. “It’s going to mean that if you go to a field office, you’re going to see a heck of a lot more empty, closed windows.”

The departures have hit the agency’s regional payment centers hard. These centers help process and adjudicate some cases. It’s the type of behind-the-scenes work in which “the problems surface first,” Romig said. But if the staff doesn’t have enough time, “those things languish.”

Languishing can mean, in some cases, getting dropped by important programs like Medicare. Social Security often automatically deducts premiums, or otherwise administers payments, for the health program.

Lately, Melanie Lambert, a senior advocate at the Center for Medicare Advocacy, has seen an increasing number of cases in which the agency determines beneficiaries owe money to Medicare. The cash is sent to the payment centers, she said. And the checks “just sit there.”

Beneficiaries lose Medicare, and “those terminations also tend to happen sooner than they should, based on Social Security’s own rules,” putting people into a bureaucratic maze, Lambert said.

Employees’ technology is more often on the fritz. “There’s issues every single day with our system. Every day, at a certain time, our system would go down automatically,” said Glasgow, of Social Security’s Schenectady office. Those problems began in mid-March, he said.

The new problems leave Glasgow suspecting the worst. “It’s more work for less bodies, which will eventually hype up the inefficiency of our job and make us, make the agency, look as though it’s underperforming, and then a closer step to the privatization of the agency,” he said.

Jodie Fleischer of Cox Media Group contributed to this report.

©2025 Kaiser Health News. Visit khn.org. Distributed by Tribune Content Agency, LLC. ©2025 KFF Health News. Distributed by Tribune Content Agency, LLC.

These researchers are trying to diagnose CTE during life. They’re recruiting former football players

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Researchers are hoping they can tackle the mystery of how to diagnose CTE in the living.

The Boston University CTE Center and other research centers have received a $15 million NIH grant to diagnose CTE during life, as the scientists recruit hundreds of former football players for the new study.

Former NFL quarterback Matt Hasselbeck is among the first to sign up for “The DIAGNOSE CTE Research Project-II.”

“As a former NFL player, I know I am at risk for CTE, but right now I am blessed to be feeling healthy,” said Hasselbeck, a three-time Pro Bowler during his 18-season career.

“As a former quarterback, I’m choosing to volunteer for DIAGNOSE CTE II to honor my teammates, especially those who blocked for me and took hits to the head, so I didn’t have to,” he added. “I encourage former college and pro football players age-50 and over to join me in signing up for the study to help researchers learn how to diagnose and treat CTE.”

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Right now, CTE only can be diagnosed definitively after death following an autopsy.

Researchers in the study will look at new disease biomarkers to help doctors diagnose the progressive brain disease chronic traumatic encephalopathy in living patients.

Scientists are also trying to learn how to differentiate CTE from similar diseases like Alzheimer’s.

“This study will create unprecedented data sets needed to accurately diagnose CTE during life,” said Michael Alosco, associate professor of neurology at the Boston University Chobanian & Avedisian School of Medicine.

“It will fill two missing links in the literature preventing us from developing definitive diagnostic criteria for CTE during life,” Alosco added. “First, we need longitudinal studies that include brain donation. Second, we need to better compare people at risk for CTE to other disease groups.”

Although this study will only study male football players, researchers said the findings will benefit all groups at risk for CTE — including male and female contact sports athletes and military veterans.

The study will examine new potential biomarkers using blood and brain imaging to help doctors accurately diagnose CTE in living patients.

Participants will enroll in one of the five NIA-funded Alzheimer’s disease research centers to complete neurological, cognitive and neuropsychiatric exams, multimodal brain imaging, tau PET imaging, and blood draws.

The information will be analyzed to characterize the specific signs, symptoms, and biomarkers of people at risk for CTE. Travel support for participants is provided.

Chris Nowinski and the Concussion Legacy Foundation will lead recruitment efforts. Robert Turner, an associate professor from Duke University, will help with recruitment focusing on understudied groups.

The DIAGNOSE CTE Research Project-II will recruit 350 men, age 50 and older, including 225 former college and professional football players, 75 control participants and 50 people with Alzheimer’s disease.

Former football players, as well as men who have no history of contact and collision sports, who are interested in participating are encouraged to sign up for the Concussion Legacy Foundation Research Registry at CLFResearch.org.

What your net worth statement is telling you

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By Amy Arnott of Morningstar

A summary of all your assets and liabilities is a crucial first step toward getting a better handle on your finances. Before you start putting together a net worth spreadsheet, gather as much information as you can to get the best sense of what it can tell you.

Overall net worth (assets minus liabilities)

The ultimate insight from a net worth statement is exactly what it says: the net worth number, which is simply assets minus liabilities. The number in isolation doesn’t tell you too much, but it is a useful benchmark to track over time. A negative net worth figure would obviously indicate room for improvement.

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Debt ratio

To calculate your debt ratio, you’ll need to add up all required monthly debt payments, including mortgage payments, student loans, auto loans, and credit card debt. Then take the total and divide it by your monthly gross (pretax) income. Lower is better for this number, and any number greater than 43% will likely create problems in obtaining or refinancing a mortgage.

Emergency fund

Most financial advisors recommend keeping at least three to six months’ worth of monthly living expenses in cash or other low-risk, highly liquid assets to cover a sudden job loss or other unforeseen events, such as car repairs, appliance replacement, or other home repairs. Some investors may want to keep closer to 12 months’ worth of expenses in cash if variable pay makes up a significant portion of their total compensation.

Division of assets between partners

This question normally comes up in the context of divorce, but it can be worth considering for couples who plan to remain married, as well. Depending on your state’s estate-tax limits — and potential future changes to federal estate-tax laws— it can be beneficial for couples to try to balance out the assets owned by each individual. It’s also important for each member of a couple to have their own retirement assets.

Allocation of assets among taxable, tax-deferred, and real estate holdings

There’s no particular reason why the allocations need to be exactly one third each, but the principle of equitable distribution helps avoid assets that are out of balance in any particular area. In particular, it’s wise to avoid an overly large concentration in residential real estate because it’s not particularly liquid. Investors should generally direct most of their savings toward tax-deferred retirement accounts, but once those have accumulated a healthy balance, it can make sense to steer some savings toward taxable accounts.

Single-company risk

If any one stock accounts for a large share of your net worth, that might be cause for concern. That’s particularly true in the case of employer stock because it means that your human capital — your ability to generate income and earn a living — and financial capital both depend on the fortunes of one company.

Liquidity and valuation issues

For most assets, valuation is straightforward. But things get a bit trickier for collectibles that aren’t liquid, such as antiques and baseball cards. For any physical assets, make sure all of these assets are both securely stored and itemized on their homeowners’ insurance policy.

Number of accounts

Life is complicated enough without having a bunch of financial accounts scattered across different institutions. It’s easy to accumulate multiple accounts if you changed jobs and never moved assets from a previous employer’s plan or set up different IRAs at different times. But the hassle of keeping track of account numbers, passwords, and updated account balances may not be worth it. That’s particularly true for investors approaching age 72 when required minimum distributions kick in.

Investors don’t have to take RMDs from each account but will need to base their withdrawals on the account totals in every covered account. Having a limited number of accounts to deal with also makes things easier for family members if you die or become incapacitated.

This article was provided to The Associated Press by Morningstar. For more personal finance content, go to  https://www.morningstar.com/personal-finance

Amy Arnott is a portfolio strategist at Morningstar.