Letters: Not so much health insurance choice for retirees

posted in: Politics | 0

Not so much choice

This is regarding the article in the paper Aug. 4 on Ramsey County retirees being notified by Health Partners that they plan no longer serving patients with UnitedHealthCare.

I would disagree with one point made late in the article: the comments saying that the retirees have a choice and can go elsewhere to get their insurance.  As a City of St. Paul retiree that is not true for me. If I take on an insurance plan or insurance supplement on my own, I permanently lose my retirement health coverages currently received through the city.  I am bound to take whatever plan the city chooses. For some, getting their own insurance may be a viable option but for most retirees that is not the case. We are not given an opportunity to choose what health insurance plan we are in. If we opt out of the offered plan, it is permanent. We cannot get coverage back once we leave the plan.

Health insurance benefits for new retirees have greatly diminished over the years through contract negotiations.  As the group of retirees receiving health insurance benefits continues to decline there is less concern by the city benefits coordinators and sadly the police federation as well. There is much more to this story and I hope your reporters continue to monitor and report what is happening with this situation.

Rick Anderson, Forest Lake

 

Joy?

Some of Gov. Tim Walz’s first words during his speech as Kamala Harris’ VP were,

“Thank you for bringing back the joy.”

No joy being Minnesota’s governor?

I think many of Walz’s constituents feel the same way.

Georgia Dietz, St. Paul

 

Sex ed for legislators

I’ve heard Minnesota Republican legislators say that they want to have a total abortion ban in Minnesota. Recently, Gov. Tim Walz also said, Republicans intend to ban abortions in Minnesota.

Maybe people who run for our Legislature should be required to pass a test on sex education and maternal health care, so they can understand the issues they want to control. I think it was a Missouri televised discussion about the law, and no one could explain the ectopic pregnancy exception, other than to say, “That’s how the law is written.” The man asking about it clearly didn’t understand what an ectopic pregnancy was. Our legislators should be able to understand the vocabulary used in the laws they pass. Do they understand what Minnesota will be like without maternal health care?

Rochelle McDonald, Hastings

Weird is the word

Thomas Friedman claims to know what is necessary to reach working class Americans (“Democrats could regret calling Trump and his supporters ‘weird’,” July 31). Friedman dislikes the term “weird” as name calling. He thinks Dems must use dignity-affirming words.

Maybe Friedman could then tell us what Trump/Vance and Republicans say or do to merit what he describes as dignity-affirming responses.

Let’s read Friedman’s response to Trump/Vance dignity-affirming statements such as:

Coronavirus is under control; Trump won the 2020 election; Trump didn’t know about $135,000 payment to Stormy Daniels; Immigrants steal Black jobs; book banning; President Biden ordered Trump’s assassination; Trump’s fixation with Hannibal Lecter; JD Vance on childless cat-ladies and 10-year-old rape victims forced to give birth; Kamala Harris’ racial identity a recent event; Harris hates Jews even though her husband is Jewish; Trump knows nothing about the Heritage Foundation’s 2025 Plan, global warming is a hoax.

I think we could name about 50 more examples but you get the idea.

I don’t know about Friedman, but I cannot think of a better term of response to such nonsensical statements than the simple all- encompassing term “weird” made by Gov. Tim Walz. Even Trump followers will admit such Trump/Vance statements are “weird.”

And “weird” is getting under Trump’s skin, as he is now claiming he’s not weird and that Dems are weird. The problem for Trump is he can’t name actual Democrat examples unless per usual he fabricates them.

Lee Salisbury, Stillwater

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Twins start double-header with win, pull within 2½ of Cleveland in AL Central race

posted in: News | 0

Bailey Ober pitched six scoreless innings, and Carlos Santana hit a two-run homer as the Twins beat the Cleveland Guardians in the first game of a double header, 4-2, at Target Field for their first victory against their American League Central rival this season.

The victory pulled the Twins to within 2½ games of first-place Cleveland pending a 7:10 p.m. first pitch tonight. Right-hander Louie Varland was recalled from Class AAA St. Paul to make the start against Guardians right-hander Alex Cobb.

It was particularly mollifying after the Twins learned Friday morning they will be without Joe Ryan, their quality-starts leader with 13, for a substantial amount of time — if not the rest of the season.

An MRI revealed that Ryan has a Grade 2 strain in the teres major in his right shoulder. He took himself out of his start at Wrigley Field on Wednesday in the second inning.

“We’re ready for this series and are just going to go out there and play our baseball,” Ober said. “It’s tough when guys go down, especially with how they’ve been doing. We’re hurting for them. We’re hoping they can get as healthy as they can. We’re just going to try to go out there and play our baseball.”

Ober (12-5) allowed only two hits and two walks and struck out nine in his ninth straight quality start.

Manny Margot started the first with a double and came home on Santana’s two-out, two-run home run off Joey Cantillo (0-2), and Ryan Jeffers made it 3-0 with a solo shot in the fourth. Santana started his career in Cleveland in 2010.

Cleveland shortstop Brayan Rocchio hit a two-run home run off Jorge Alcala to make it 3-2 in the seventh inning, but Kyle Farmer scored Max Kepler with a sacrifice fly in the Twins’ half to make it 4-2.

Jhoan Duran struck out the side in the ninth for his 16th save.

The Twins started this series 0-5 against their division rival, which has been alone in first place in the Central since early April.

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Family travel 5: Presidential hotels offer a connection to US history

posted in: Society | 0

Lynn O’Rourke Hayes | (TNS) FamilyTravel.com

Pair history with exploration when you and the family visit a storied hotel and destination inspired by an American president.

Here are five to consider:

The Jefferson (Washington, D.C.)

Get comfortable in this 99-room, famed hotel and learn about the epicurean, intellectual, farmer, inventor and president for whom it was named.

A jewel among historic hotels in the nation’s capital, expect sweeping city views in a top-notch location. You’ll be within a short walk of the Smithsonian, the White House, many museums, monuments and embassies, as well as multiple dining options. Upon arrival, take note of the dramatic lobby sky light that was uncovered in a renovation The hotel’s in-house historian has developed a series of self-guided walking tours, perfect for exploring the city on foot. Your furry friend is also welcome at the Jefferson. Dog bowls, beds, treats and walking maps await four-legged guests and their owners.

For more: jeffersondc.com

The President Abraham Lincoln Hotel (Springfield, Illinois)

Learn about the 16th president during your stay in the home of Lincoln’s presidential library and museum. Visit the well-regarded center featuring exhibits, artifacts, theatrical presentations and guest speakers of interest to the whole family.

Hop on the Springfield Trolley for easy access to more historic sites offering insight into the iconic leader’s contributions to the American story. Then, turn back the clock and imagine life more than 150 years ago while visiting New Salem, a re-creation of Lincoln’s 19th-century frontier village.

For more: alplm.org | https://www.hilton.com/en/hotels/spiasdt-president-abraham-lincoln-springfield/

US Grant Hotel (San Diego)

Located in the city’s historic Gaslamp Quarter, this grand hotel was renovated by our 18th president’s son Ulysses S. Grant Jr. and opened in 1910. Enjoy classic architecture combined with modern decor for a relaxing and luxurious family getaway.

Take note of the hotel’s $6.5 million collection of artwork, created by world-renowned artists from various backgrounds. The sculptures, ironwork, murals and paintings express the cultural landmark’s blend of history and modern approach to hospitality. Enjoy nearby shopping, and the famed Southern California beaches and amusement parks are just a short drive away. Ask about the global explorer backpack which includes excursion cards curated by the hotel’s destination experts. You’ll learn about suggested San Diego landmarks to visit including Balboa Park, Torrey Pines Natural Reserve, Cabrillo National Monument, Old Town San Diego and La Jolla Cove.

For more: https://www.marriott.com/en-us/hotels/sanlc-the-us-grant-a-luxury-collection-hotel-san-diego

McKinley Grand Hotel (Canton, Ohio)

This hotel is the ideal home base from which to learn about our 25th president. Visit the William McKinley Presidential Library and Museum for interactive, hands-on science exhibits, a planetarium and a historical library.

The permanent McKinley Gallery display chronicles the path of a leader who was teaching in a country school when the Civil War broke out. Born in 1843, he served 14 years in the U.S. House before becoming president. A second term was cut short by his death at the hands of an assassin.

Family travelers may want to also visit the nearby Pro Football Hall of Fame.

For more: mckinleymuseum.org | https://mckinleygrand.ohiobesthotels.com/en/

The Roosevelt (New Orleans)

Create a memorable and multi-faceted family getaway in the Big Easy.

Begin by checking in to this historic 504-room hotel, first officially named to honor President Theodore Roosevelt in 1923 and recognize his efforts to build the Panama Canal, an event that served the city of New Orleans well.

For a brief time, the landmark hotel operated under a different moniker. Then it closed for a $145 million restoration after Hurricane Katrina and reopened, once again, as The Roosevelt.

Just steps beyond the old-world grandeur of the hotel. you’ll find the popular French Quarter with shopping, museums, galleries and, of course, music.

For more: therooseveltneworleans.com

__________

(Lynn O’Rourke Hayes (LOHayes.com) is an author, family travel expert and enthusiastic explorer.  Gather more travel intel on Twitter @lohayes, Facebook, or via FamilyTravel.com)

©2024 FamilyTravel.com. Distributed by Tribune Content Agency, LLC.

How to choose a short-term vacation rental with a group

posted in: News | 0

By Sam Kemmis | NerdWallet

Staying at a beach house with friends can be a lot of fun. Deciding which house to rent via a poorly organized group chat? Not so much.

Using vacation rental platforms like Airbnb and Vrbo for group trips makes sense. In most cases, they’re more affordable than hotels for large groups, according to a 2022 NerdWallet analysis, and they foster group activities like cooking and playing games. So it’s hardly surprising that more than 80% of bookings on Airbnb are for groups, according to data shared by the platform.

Yet these benefits come with trade-offs. There’s the whole shared bathroom issue and the “which-couple-gets-the-much-nicer-bedroom” dilemma. But before check-in, there’s the question of which rental to choose that matches the group’s preferences.

In May, Airbnb added features aimed at making group travel easier to plan, including shared wish lists and group messaging with hosts. These features smooth out some of the logistics of planning a group trip, yet no feature in an app will make herding cats (i.e., your friends and family) easy.

Here are some tips and guidelines to help your group communicate when choosing your next vacation rental.

Set a budget

Determining how much everyone is willing to pay is probably the most fundamental question facing your group. It’s also the one most likely to be skirted. Talking about money can feel uncomfortable or embarrassing, yet failing to do so can lead the group to spend more than everyone is comfortable paying.

Some members of your group might be embarrassed to share their budget, for fear of spoiling the fun or coming across as cheap. So being the first to suggest a low-end budget can actually be a service (and relief) for others.

Zainob Fashola, a travel expert, recently planned a group trip to the Bahamas with friends. Their group quickly landed on a budget.

“We wanted a modern villa close to the beach, at a max of $1,000 per person for five nights, managed by a well-reviewed host or company,” Fashola said in an email.

Determining a budget early can narrow the range of options, smoothing the decision-making process and making sure everyone feels comfortable. Make sure to check “final” prices — not listed prices — when searching for properties, as add-on fees can balloon the final bill.

Assemble your options and take a vote

After you’ve set a budget (and, presumably, a destination), the next step is identifying potential rentals. This is where things can get messy in a hurry. Think group chats with members randomly sharing links. Here are some tips to streamline the process:

Appoint a leader. This doesn’t have to be a formal process. As the one reading this, you’re likely a good candidate.
Create a list. You can use one of Airbnb’s new shared wish lists or create a spreadsheet. Make sure everyone can see and edit the list, wherever it lives.
Keep an eye on location. It can be easy to get lost in the pretty pictures of the rental itself and forget the importance of its location. You might want to decide on a neighborhood ahead of time, to further winnow the options and avoid choosing a rental in the hinterlands.
Double-check the bedroom situation. Many rentals say they can accommodate large groups, but what they really mean is that there are a bunch of air mattresses in the living room. Make sure each option has enough bedrooms for your group.

Some group members will likely have strong preferences, while others couldn’t care less as long as they have a bed. It’s important to get as much of the group’s input as possible, but don’t wait for everybody’s input.

“When we decide on a destination, the more vocal members, usually those familiar with the area, have specific requests regarding neighborhood, views, and house style,” said Fashola.

Once the top choices have been determined, settle it with a vote. This can be as informal as an emoji-based system in a group chat or a secret ballot survey.

“That trip was last minute, so we skipped the Google Sheet, listed four available options in the chat, voted in minutes, and booked the villa immediately,” Fashola explained.

Herd those cats

Group decision-making is always an exercise in patience and communication, and deciding on the perfect vacation rental poses its own challenges. Since it involves money and budgets, it can strike nerves for some or leave others bitter they’re overpaying. And the stakes are high to make sure the rental itself doesn’t get in the way of a successful trip.

Airbnb has launched some features that help with organizing the task itself, yet the real struggle comes from competing personalities, preferences and communication styles.

For Fashola, finding the perfect rental for her Bahamas trip proved relatively easy, but splitting the restaurant bill is still proving trickier. After letting one member choose the restaurant itinerary on a recent trip to Greece, the group was shocked at the final price tag.

“Now, we always check menu prices before trusting her suggestions.”

Sam Kemmis writes for NerdWallet. Email: skemmis@nerdwallet.com. Twitter: @samsambutdif.