Vikings find their backup quarterback, acquire Sam Howell in trade with Seahawks

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The mystery of the backup quarterback appears to have finally been solved.

After carefully parsing through all of their options over the past month or so, the Vikings acquired Sam Howell on Saturday afternoon in a trade with the Seattle Seahawks.

Though no official announcement will be made at any point in the near future, it’s likely that the Vikings will move forward with J.J. McCarthy as their starting quarterback and Howell as their backup quarterback.

It was a small price to pay for Howell as the Vikings only had to move back from No. 142 (fifth round) to No. 172 (fifth round) to get the deal done.

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Your Money: Checklist — spring clean your finances

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Bruce Helmer and Peg Webb

As the days grow longer and the flowers begin to bloom, many of us feel the urge to open the windows, dust off forgotten corners, and breathe new life into our homes.

But what about our finances? Just like tidying up your living space, a thorough financial spring cleaning can eliminate inefficiencies, preserve your assets and align your money with your long-term goals.

Here’s a handy checklist to help you declutter your financial life and set yourself up for a more stable and successful future.

Digitize and organize your financial records

Before diving into budgets or investments, start by cleaning up the paperwork. Organized financial records save time, reduce stress and enhance security.

Consolidate documents by gathering tax records, bank statements, credit reports, investment summaries, wills, insurance policies and loan documents. Eliminate outdated or duplicate paperwork that no longer serves a purpose.

Go digital. Use secure cloud-based storage services like Google Drive, Dropbox, or encrypted USB drives. Make sure to enable multi-factor authentication for added protection.

Establish a clear filing system, whether digital or physical, that categorizes your documents into banking, investments, taxes, legal matters and insurance.

Set reminders for crucial deadlines — such as tax filing, insurance renewals and investment reviews — and back up your files regularly. A fireproof safe or a bank’s safe deposit box is a smart place to store key documents.

Streamline your budget

A budget is not a static plan — it should evolve with your goals and life changes.

Reviewing your income and expenses. Compare last year’s spending patterns against your financial goals. Did you overspend in certain areas? Can you redirect funds to savings or investments?

Trim the fat by canceling unused subscriptions and negotiating better deals on essentials like insurance or utilities. Also, leverage rewards programs and cashback offers wherever possible.

Increase your savings and investments. If you can, aim to save at least 15% of your income. Automate transfers to your emergency fund, retirement accounts or brokerage accounts.

If you’re carrying high-interest debt, explore refinancing or debt consolidation options. Use strategies like the avalanche (tackle highest interest first) or snowball method (smallest balance first) to speed up repayment.

And don’t forget to adjust for inflation. Rising prices can sneakily derail your progress. Look for ways to reduce spending without sacrificing your goals. And regardless of your age, consider maintaining exposure to growth assets such as stocks.

Conduct an end-to-end financial review

A financial review is essential to ensure your strategy still fits your current life situation and the market environment.

Check in on your investment portfolio. Is your asset allocation aligned with your risk tolerance and timeline? Rebalance if needed, and consider tax-loss harvesting to offset capital gains in taxable accounts.

Pull your free annual credit report from AnnualCreditReport.com and correct any errors. A strong credit score (750 or higher) opens doors to better interest rates and financial products.

Optimize your taxes by reviewing your withholding, maximizing contributions to tax-advantaged accounts such as IRAs or health savings accounts (HSAs), and exploring deductions or credits you may have missed.

Revisit your estate planning documents. Make sure your will, power of attorney and trust documents are up to date — and confirm that beneficiary designations reflect your current wishes.

If retirement is on the horizon (within 10 years), evaluate your readiness. Assess income sources, withdrawal strategies and the best time to claim Social Security.

Secure your financial information

With fraud and cybercrime on the rise, protecting your data is more important than ever.

Strengthen your passwords and enable multi-factor authentication on all financial accounts. Monitor your accounts for suspicious activity by setting up alerts and reviewing statements regularly.

If you’re not planning to open new lines of credit, consider freezing your credit with all three major bureaus — Experian, Equifax, and TransUnion — to block identity thieves.

Be on guard for phishing scams. Never click on unknown links or respond to unverified messages claiming to be from your bank or insurer.

Finally, review your insurance coverage. Make sure you’re adequately protected for home, auto, health, disability and long-term care. For broader protection, consider an umbrella policy.

Get in the habit

Spring cleaning your finances isn’t a one-and-done task — it’s an ongoing process that pays dividends in your future. By getting in the habit of organizing your records, updating your budget, reviewing your financial plan and securing your data, you’re investing in a more efficient, confident financial future.

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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Bruce Helmer and Peg Webb are financial advisers at Wealth Enhancement Group and co-hosts of “Your Money” on WCCO 830 AM on Sunday mornings. Email Bruce and Peg at yourmoney@wealthenhancement.com. Securities offered through LPL Financial, member FINRA/SIPC. Advisory services offered through Wealth Enhancement Advisory Services, LLC, a registered investment advisor. Wealth Enhancement Group and Wealth Enhancement Advisory Services are separate entities from LPL Financial.

 

10 things to eat and drink when you’re in Portugal and Northern Spain

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Finding something good to eat in Portugal and Northern Spain is ridiculously easy. Nearly every establishment serves its own specialties, often seafood-based near the coast.

But there are some traditional (and not-so-traditional) foods you should seek out while you’re in the area.

Here are 10 dishes to try — most of which are difficult to find elsewhere in the world.

Cachorrinhos (small hot dogs) at Gazela in Porto, Portugal. (Jess Fleming / Pioneer Press)

1. Cachorrinhos (small hot dogs): Popular especially in Porto, these skinny sausages, stuffed into a long crispy, fluffy roll along with a little cheese and some piri piri hot sauce, are a hot-dog lover’s dream. We had one at Gazela, a popular local watering hole in Porto that became world famous after Anthony Bourdain’s visit there aired in 2017.

That being said, expect to wait a bit for a table, especially during peak hours. Given how insanely cheap the hot dogs and crisp, refreshing beer are, I’d say it’s worth every second. Pro tip: Get more than one, especially if you’re there with more than two people. They are so good you’ll regret not having one more nibble.

A pastel de nata at Manteigaria in Lisbon, Portugal. (Jess Fleming / Pioneer Press)

2. Portuguese pastries: If you’re at all aware of the Portuguese food scene, you probably know about pastel de nata, the little cream tarts served all over Lisbon and much of the country. But what you might not know is that every little town in Portugal has a pastry it is known for. Stop into any local bakery and ask for their specialty, many of which contain obscene amounts of egg yolks. That being said, we did spend quite a bit of time trying to find the best pastel de nata, and I think we landed on Manteigaria, which has locations all over Lisbon and goes through so many of the tarts that they are always just-out-of-the-oven warm.

Bifanas (pork sandwiches) at Taxca in Porto, Portugal. (Jess Fleming / Pioneer Press)

3. Bifanas: These pork sandwiches, served on a light, airy, crusty roll, are popular all over Portugal. We found a most excellent version at Taxca, a Porto bar popular with locals. For the filling, pork loin is pounded thin and marinated in white wine, garlic, paprika, and sometimes a few hot chiles, as is the case with the spicy version at Taxca, where the guys behind the bar pile a bun high with the meat before dragging it through the jus. I’m honestly still thinking about this simple, perfect sandwich nearly a month later.

A Francesinha sandwich in Sintra, Portugal. (Jess Fleming / Pioneer Press)

4. Francesinha: This sandwich, found at nearly every casual eatery in Portugal, is anything but simple. Two pieces of square bread are layered with steak, ham and cheese, then smothered with a tomato and beer sauce before being topped with a sunny-side-up egg. It is messy, it is delicious, and it is the perfect hangover food. I speak from experience.

A woman pours ginjinha into chocolate shot glasses on a street in the Alfama neighborhood of Lisbon, Portugal. (Courtesy of Jason Thomas)

5. Ginjinha: I’m not always a liqueur person — generally, they are too sweet for me — but this cherry-infused brandy, found all over Portugal, is pretty good! The sour cherries it’s made with offer a lot of complexity, and though there’s sugar, it doesn’t taste overwhelmingly sweet. Often, it’s served in an edible chocolate shot glass.

First, you sip it down a bit, then you put the whole thing in your mouth and chew for the best experience. Don’t worry — the ultra-helpful Portuguese will give you a tutorial when you order it. My favorite was a chocolate-cup shot from a woman selling them on the street in Lisbon’s Alfama neighborhood.

Pinchos in San Sebastian, Spain. (Jess Fleming / Pioneer Press)

6. Pinchos or Pintxos: The former is the Spanish spelling; the latter is Basque. These little snacks — often one or two bites for people with bigger mouths than mine — are the Basque Country’s answer to tapas, and I love them. Sometimes served on little slices of baguette, sometimes on skewers, they’re usually meat or fish adorned with vegetables and whatever else strikes the chef’s fancy.

Traditionally, people in the region would go out for a drink and one pinchos before dinner, but as they have grown in popularity, tourists and locals alike are making dinner out of hopping from one restaurant to the next, ordering a little snack and a drink at each until they’re full. I love the tapas crawl culture in southern Spain, so the pinchos crawl was a delight for us. The best places we found to do this were Logroño and San Sebastian’s old town.

Piparras fried in tempura batter at Bar la Quimera, tin Logroño, Spain. (Jess Fleming / Pioneer Press)

7. Piparras: These mildly spicy small peppers are popular in Basque Country. If you can find them dipped in tempura batter and fried, you’re in luck. They are so delicious that we returned to Bar la Quimera, the place that sold them this way in Logroño, for a second night in a row.

Jamón Ibérico on a charcuterie platter in Spain. (Jess Fleming / Pioneer Press)

8. Jamón Ibérico: All over Spain, the people love ham. They are proud of their ham. They put it on everything. It is delicious. Honestly, it’s gotta be tough to be someone who doesn’t eat pork in these parts because it’s hard to avoid it.

Basque cheesecake at La Viña in San Sebastian, Spain. (Jess Fleming / Pioneer Press)

9. Basque cheesecake: Though I wouldn’t necessarily call this a traditional Basque food — it was invented at La Viña in San Sebastian in the 1980s — this cheesecake has gone viral on social media for a reason. It’s simple, creamy and delicious. Unlike New York cheesecake, there’s no crust on this “cake,” it’s just all the good stuff, cooked at a higher temperature than the U.S. version to keep the inside extra creamy and burnish the outside just enough to offer a caramelized flavor and a little texture. Pair it with a glass of Txakoli, see below.

Txacoli wine in Zumaia, Spain. (Jess Fleming / Pioneer Press)

10. Txakoli: Although it is possible to find this tart, slightly effervescent Basque Country white wine in Minnesota (I scored two brands at Mick’s Bottle Shop on St. Paul’s Grand Avenue), it’s something you can and should drink while you’re in the area. It is much cheaper there, and it goes really well with seafood pinchos and, well, everything. Our group drank many bottles of it in Logroño and San Sebastian. Apparently, Txakoli had been poorly regarded by wine snobs for many years, but has recently grown in popularity. I’m not a wine snob, but I think it’s delightful.

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Shedeur Sanders’ long wait ends when Browns take him in the 5th round of the NFL draft

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By STEVE MEGARGEE

GREEN BAY, Wis. (AP) — Shedeur Sanders’ wait finally has ended.

The Cleveland Browns selected the Colorado quarterback and son of Hall of Famer Deion Sanders in the fifth round with the 144th overall pick in the NFL draft on Saturday. That ended a stunning fall for Sanders, the most recognizable player in this draft class after his attention-getting college career.

Draft forecasts generally rated Sanders behind only Miami’s Cam Ward — who went first overall to the Tennessee Titans — among quarterbacks in this class. Five quarterbacks were taken before him instead, with one of them going to Cleveland when the Browns picked Oregon’s Dillon Gabriel in the third round.

The uncertainty surrounding the Colorado star is the dominant story in this draft. Sanders didn’t get taken in the first round Thursday. Nor was he chosen in the second and third rounds Friday.

Sanders remained optimistic Saturday while providing an update on social media.

“Another day another opportunity to get a chance to play the game I love,” he said in an X post Saturday morning. “Thank you GOD #LEGENDARY.”

Sanders now is suddenly part of a crowded Browns quarterback room as Deshaun Watson sits out the upcoming season with a torn Achilles tendon. Sanders and Gabriel join Kenny Pickett and 40-year-old Joe Flacco.

The history of the draft includes plenty of stories of quarterbacks waiting much longer than expected to get drafted. Sometimes it ultimately worked out just fine for them.

Dan Marino was the sixth quarterback taken in the famous 1983 draft class and went 27th overall to Miami, where he would spend his entire Hall of Fame career. Aaron Rodgers was supposed to go among the first few picks in 2005 but went 24th to Green Bay, where he went on to win four MVP awards. More recently, Will Levis was considered a near-certain first-round pick in 2023 but slipped into the second round before Tennessee took him at No. 33 overall.

But it’s hard to come up with a fall as steep as this one.

Sanders was one of the most recognizable names in college football the last couple of years while teaming up with 2024 Heisman Trophy winner Travis Hunter – taken second overall by Jacksonville – and playing for his father.

He finished eighth in the Heisman balloting last season while throwing for a school-record 4,134 yards and helping Colorado go 9-4. The Buffaloes had gone 4-8 in Sanders’ first season there in 2023 after he spent two years playing for his dad at Jackson State.

Most forecasts heading into the draft had Sanders going much sooner.

That’s now how it’s turned out.

The New York Giants traded up to get the 25th pick on Thursday but opted for Mississippi’s Jaxson Dart. Three other quarterbacks went Friday. New Orleans selected Louisville’s Tyler Shough in the second round. In the third round, Seattle chose Alabama’s Jalen Milroe and Cleveland took Gabriel.

One criticism of Sanders was the fact that he was sacked 94 times the last two seasons at Colorado. Concerns also arose about his arm strength. There also were worries about how he would adapt to playing for someone other than his father.

Earlier Saturday, some other familiar names got taken.

Cam Skattebo, the versatile running back who led Arizona State to a surprising College Football Playoff appearance, went in the fourth round to the New York Giants with the 105th overall pick. Tennessee running back Dylan Sampson, the 2024 Southeastern Conference offensive player of the year, went 126th to Indianapolis.

Three more players from Ohio State were selected in the fourth round, meaning 10 players from the reigning national champions have now been drafted. Linebacker Cody Simon went 115th to Arizona, safety Lathan Ransom 122nd to Carolina and edge rusher Jack Sawyer 123rd to Pittsburgh.

The final day of the draft also featured the trade of a quarterback, as Seattle sent Sam Howell and its fifth-round pick (No. 172 overall) to Minnesota for the Vikings’ fifth-round selection (No. 142). Seattle then used the No. 142 pick on Notre Dame defensive tackle Rylie Mills.

___

AP NFL: https://apnews.com/hub/nfl

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