Gophers add stout JUCO defensive tackle KJ Henson

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The Gophers football program picked up a commitment Saturday from KJ Henson, a defensive tackle from Hutchinson Community College.

“After a great (official visit), I’m blessed and excited to say I swill be 100% committing to the University of Minnesota,” Henson wrote on X.

Henson joins his JUCO teammate, safety MJ Graham, who committed to the U’s 2026 class on Friday. Those two and Hutchinson receiver Derrick Salley were in Minneapolis this week.

Henson, who is listed at 6-foot-3 and 289 pounds, had offers from Purdue, Kansas, Kansas State and others. As a redshirt freshman, the Glen Burnie, Md., native has 20 total tackles and six sacks for Hutchinson this season.

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‘Living in America’ examines the housing crisis through comedy and real experience

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Blending comedy and real-life experiences in a critique of the decades-long American housing crisis, zAmya Theater’s “Living in America: The Waiting List is Full” will return to Twin Cities venues this November.

Opening Nov. 13 at the Minneapolis Central Library, the play seeks to ask how the housing crisis began and how it could spiral out of control. Written by director Esther Ouray and the cast, “Living in America” focuses on the experiences of those at the system’s center.

The show will also have performances at 825 Arts in St. Paul and the Westminster Presbyterian Church in Minneapolis later in the month.

zAmya Theater’s “Living in America: The Waiting List is Full” was written in collaboration by director Esther Ouray and the cast. The play blends comedy and real-life experiences for a critique of the U.S. housing crisis. The play opens Nov. 13 and will travel to multiple Twin Cities venues. (Bruce Silcox)

According to the 2024 Annual Homelessness Assessment Report, homelessness in Minnesota rose almost 10%, while the national rate rose around 18%.

Another key finding of the study was that nearly all populations reached record levels of homelessness, affecting families with children, individuals, people staying in unsheltered or sheltered locations, and unaccompanied youth.

“A total of 771,480 people — or about 23 of every 10,000 people in the United States — experienced homelessness in an emergency shelter, safe haven, transitional housing program or in unsheltered locations across the country,” the report said.

Ouray said the mission of zAmya first drew her into the theater as a performing and teaching artist of more than 45 years.

“That mission of combining lived experience and artistic expression is something that I was already doing to some degree,” Ouray said.

The show is a series of vignettes following the history of the housing crisis in America, beginning in the 1930s, when housing was severely affected by the Great Depression and the introduction of the Federal Housing Administration and the U.S. Housing Authority, as well as the practice of redlining and displacement. The U.S. housing policies are the through line of the show, with the cast portraying characters from each era — including those based on their own lives.

“Most of our troop live in public housing. And I had lived in public housing. So, we brought it up,” Ouray said. “And the first time we brought it up, it was surprisingly such a charged issue. Everybody wanted to talk about it. Everybody was really excited to talk about it. Everybody had something to say.”

One actor in the troop, Linward Jones, found the play to be a chance to share his story after being introduced to zAmya after his experience of short-term homelessness.

“I had to go through a short term of homelessness, and one of the places I would hang out was the Minneapolis Central Library,” Jones said. “The zAmya Theater group, they meet in the library on Tuesday mornings. And so I attended one time and I fell in love with it. The work that they do, how they receive people and help people in the community.”

During the writing process, Jones contributed his own experiences of homelessness and living in public housing.

“Either the waiting list is full or somebody don’t care,” Jones said. “It’s one of the two. And I think that last year, being a part of the show — there was a lot of truth behind it and it was very relatable. And hearing other people’s testimony and dealing with public housing and such, I think it’s a raw and positive message.”

Actress Marcia Barnes, another member of the cast, was drawn to zAmya for its creativity and openness.

“There are so many layers of homelessness and layers of waiting to get affordable housing that we haven’t even touched the surface of,” Barnes said. “It’s everyday people. And I’m hoping that this production will be the beginning of something to open that up, for people to see more of the diversity and the complexities of homelessness.”

Beginning in 2004, the zAmya Theater Project connects communities throughout the Twin Cities to theater and artistic expression, centering on social justice, advocacy and collaboration, according to its website.

“zAmya Theater envisions empowered and interconnected communities that story staring, start seeing and change the systems that dehumanize us,” reads their mission statement.

‘Living in America: The Waiting List is Full’

When: Nov. 13-21

Where: Minneapolis Central Library (Nov. 13), 825 Arts in St. Paul (Nov. 15-16) and Westminster Presbyterian Church in Minneapolis (Nov. 21).

Tickets: Priced on a sliding scale, with more information and tickets available at zamyatheater.org

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Your Money: Financial planning tips for America’s heroes

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Bruce Helmer and Peg Webb

Every November, Americans pause to honor the courage and sacrifice of our service members and their families. Veterans Day is more than a date on the calendar; it’s a reminder that freedom and security come at a cost, and that those who served our nation are entitled to the same sense of safety and peace they fought to protect.

One of the most powerful ways to show appreciation is by helping our veterans make the most of the benefits they’ve earned. Today’s array of federal programs covering health care, housing, education, insurance, and retirement savings can provide a strong foundation for lifelong financial stability. But these benefits are complex and often underused. Knowing where to start can make all the difference.

Mapping your benefits to a real plan

Veterans’ finances are different because military service connects to nearly every part of a financial plan. Health care, disability compensation, GI Bill education benefits, TRICARE, and tax-free payments all interact in ways that can either strengthen or complicate a family’s long-term goals.

Begin by taking inventory. Gather your service record and note any exposure history, since the PACT Act has expanded eligibility for health care and disability compensation to many veterans who were previously excluded. Verify your disability rating and dependent status and review your education benefits under the Post-9/11 or Montgomery GI Bill programs.

Even if you are healthy, enrolling in VA health care is an important step. It keeps your record active, builds a relationship with a primary care provider, and makes future claims easier to process. Think of it as a continuation of the self-care that keeps you and your family strong.

For those receiving disability benefits, note that payments increased by 2.5% for 2025, reflecting the latest cost-of-living adjustment.

Housing: turning service into stability

Few benefits have transformed more lives than the VA home loan. For veterans with full entitlement, there are no loan limits. This presents an enormous advantage for buyers in higher-cost housing markets. The program’s funding fee can often be waived for a service-connected disability, and closing timelines today can rival conventional loans when paperwork is in order.

For veterans considering a move, understanding entitlement restoration rules can help preserve eligibility for future purchases. Home ownership remains one of the most enduring ways to build wealth, and the VA loan continues to make that dream attainable for those who served.

Education and career transitions

Education has long been part of America’s promise to its veterans. The GI Bill still offers some of the most generous tuition and housing benefits available anywhere. As of Aug. 1, 2025, new academic-year rates are in effect through July 2026, with the monthly housing allowance tied to the rate for an E-5 with dependents in the school’s ZIP code.

A major change this year comes from the Supreme Court’s Rudisill v. McDonough decision, which allows many veterans who earned both the Montgomery and Post-9/11 GI Bills to use both programs for up to 48 months of combined education benefits. That is a significant win for those pursuing new careers or credentials after service.

Veterans who have completed their education have the option to transfer their education benefits to a spouse or child, creating a meaningful legacy. Before enrolling, use the VA’s GI Bill Comparison Tool to evaluate programs and ensure the school is fully accredited and transparent about costs.

Preserving income, insurance and retirement

Financial security also depends on preserving income and protecting loved ones. The VA’s VALife program, introduced in 2023, offers guaranteed-acceptance whole-life insurance coverage up to $40,000 for veterans age 80 or younger. Those currently insured under the older S-DVI program have until Dec. 31, 2025, to apply for VALife while maintaining existing coverage during the two-year transition period.

As of this fall, more than $2 billion in VALife coverage has been issued, proof that many veterans are taking advantage of this new option. Meanwhile, TRICARE premiums and dental fees for 2025 have been updated; small adjustments can add-up over time, so be sure to account for those in your budget.

Service members under the Blended Retirement System should continue contributing enough to capture the 5% Thrift Savings Plan (TSP) match. This effectively is free money, and one of the simplest ways to strengthen long-term security. And remember that VA disability payments are tax-free, which can affect whether a Roth or traditional account makes more sense for your retirement savings.

Five fast moves every veteran should consider

Document any toxic exposure: The PACT Act expansions mean more veterans now qualify for early care and compensation

Time your education start: GI Bill housing allowances reset each Aug. 1, so plan enrollment around that date.

Check your Certificate of Eligibility (COE): Full entitlement can remove loan limits under the VA program.

Review your life insurance coverage: Compare private-term policies with the new VALife program, especially before the 2025 S-DVI deadline.

Revisit your TRICARE budget: Premium and dental costs changed this year, adjust accordingly.

A message of gratitude

This Veterans Day, our gratitude extends beyond words. We thank every service member and family who has shouldered the burden of duty and wish to remind them that financial well-being is part of the peace they’ve earned.

Take this Veterans Day as a moment to review your benefits, update your plan, and ensure the security you defended continues here at home.

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The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Bruce Helmer and Peg Webb are financial advisers at Wealth Enhancement Group and co-hosts of “Your Money” on WCCO 830 AM on Sunday mornings. Email Bruce and Peg at yourmoney@wealthenhancement.com. Advisory services offered through Wealth Enhancement Advisory Services LLC, a registered investment adviser and affiliate of Wealth Enhancement Group.

 

Here’s what happened when my son and I turned off our screens for a day

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I was just outside of San Jose when my iPhone began buzzing inside the cup holder of my rental car, notifications lighting up the screen like a slot machine jackpot. My hand twitched toward the phone, muscle memory stronger than willpower.

“Mom.” My 10-year-old son Everest in the backseat barely looked up from his Nintendo Switch. “You’re doing the grabby thing again.”

He was right. For all my lectures about his screen time, I had my own digital addiction. I often found myself longing for a time before the constant hum of connectivity, when being offline didn’t feel like falling behind.

That’s when I made an impulsive decision. Once we hit San Francisco, we’d time-travel the only way modern families could — by going analog. No screens, no feeds, no Switch. Just one day in the past, lived fully in the present.

7 p.m.: Checking in and opting out 

Our first stop was the Ritz-Carlton San Francisco, a 1909 neoclassical jewel perched atop Nob Hill, rising like a monument to a more elegant age. White-gloved bellmen greeted us with quiet precision, their crisp uniforms and practiced ease making the handoff of our bags feel like choreography.

Crossing the threshold felt like stepping through a portal. Marble floors gleamed beneath towering columns, and the chandeliers cast a warm, golden light. The urgency of the outside world faded. The air changed. Time, it seemed, had different rules here.

Once inside our room, I solemnly powered off my phone, a small ceremony for the digital life I was leaving behind. The quiet that followed felt almost eerie.

“This feels weird,” Everest said, breaking the stillness.

A moment later, there was a knock at the door. A tray arrived: warm cookies and cold milk for Everest, delivered without fanfare, without expectation of photos or hashtags. Just a simple hospitality — the kind that lingers in lifelong memories, not on a feed.

I reached for a cookie and paused, surprised by what I wasn’t doing. No reflexive grab for the phone. No instinct to capture. Maybe this wouldn’t be so hard after all.

7 a.m.: Mechanical poetry

We began our day at the Powell Street cable car turnaround, where San Francisco’s most iconic mode of transportation still rumbles to life. Invented here in 1873 by Andrew S. Hallidie, these are the last manually operated cable cars in the world.

“It’s like sitting in a grandfather clock,” Everest said as the car lurched, the bell clanging warnings.

Since cable cars can’t reverse, operators must physically turn each car on a revolving wooden turntable at the terminus. As we swayed up the steep inclines, the city spread below us like a rumpled map, the bay glittering like scattered coins.

9 a.m.: Lost in translation

It took some effort to find the Golden Gate Fortune Cookie Factory without Google Maps to guide us. “We could ask someone,” Everest suggested.

An elderly woman noticed my tourist distress. “You looking for something?”

She directed us down Ross Alley, a slender artery I hadn’t even noticed, then offered a dim sum recommendation for good measure. People, it turned out, worked better than GPS.

Inside the fortune cookie factory, the room was dim, fragrant with warm vanilla, and packed with antique machinery. Since 1962, this pocket-sized workshop has produced 10,000 cookies a day with batter dripping onto rotating iron griddles. The warm cookies, pliable for only a few seconds, are hand-folded with a hypnotic rhythm.

Before we left, an employee pressed cookies — flat, unfolded and fresh from the griddle — into our open hands. “Still warm,” she murmured. We ate them as the crisp edges began to set, the sweetness lingering just long enough to register before it was gone.

12 p.m.: Elegant improvisation

Afternoon tea at the Palace Hotel’s Garden Court felt like slipping into a living Fabergé egg. Though the original 1875 hotel had been lost to the 1906 earthquake, what rose from its ashes was even more spectacular. The rebuilt Garden Court, crowned by its magnificent 1909 glass dome and cascade of chandeliers, pulsed with an opulence that surpassed even its legendary predecessor.

The tea service unspooled like a fairy tale: silver teapots catching the light, tiered trays stacked with miniature sandwiches, jewel-box pastries, and warm scones with clotted cream.

With no screens to distract us, we noticed everything: the curl of steam rising from teacups, the clink of china, the hushed tones of nearby conversations. We made up backstories for strangers and imagined the secrets this room had overheard across a century of sophisticated afternoons.

2 p.m.: Hands-on wonder

The Exploratorium — San Francisco’s temple to hands-on discovery since 1969 — was the perfect counterpoint to the vintage elegance of tea time. While the rest of the city preserved its past, this interactive science museum has always been about touching, testing and thinking differently.

I watched Everest vanish into the darkness of the Tactile Dome, a pitch-black labyrinth navigated by touch alone, swallowed by an experience that couldn’t be screen-grabbed. His voice echoed from the darkness: “Mom, you have to try this!”

For an hour, we lost ourselves in exhibits demanding participation. Mirrors bent reality into pretzels, sound waves became visible, pendulums drew elegant patterns in sand.

4 p.m.: Temptation

Musée Mécanique at Pier 45 is part museum, part arcade and entirely a love letter to the mechanical amusements of the last century. More than 300 vintage machines, from hand-cranked dioramas to 1980s-era games, line the space, all still operational and powered by pocket change.

Then we hit a snag. A group of kids around his age huddled around their phones, excitedly showing each other something. Their animated chatter about a new game update made Everest’s face fall.

“Can I use your phone?” he asked. “I want to search up that game.”

But before I could answer, he’d already spotted something else — the brightly lit, Road Race pinball machine — and the phone was forgotten. For the next hour, Everest moved from fortune tellers to boxing matches to player pianos, laughing as mechanical wonders came alive.

6 p.m.: Island of isolation

Our cruise, part of the San Francisco CityPASS, pulled out from Pier 33, engines growling, slicing through waters once crossed by gold-seekers and prison ferries. We were headed for Alcatraz, the bay’s most infamous rock.

As we approached the island, my phantom phone anxiety peaked. I imagined emails piling up, calls multiplying, the digital world spinning without me.

“The prisoners probably felt like this,” I said suddenly. “Cut off, wondering what was happening in the world.”

“Except they were actual prisoners,” Everest pointed out. “You’re still in the world.”

The return ferry revealed San Francisco in all its impossible glory: hills defying gravity, bridges slicing through mist, neighborhoods cascading down slopes in waves of color. Here, self-driving cars navigated around cable cars, and start-ups were based in Victorian houses. The city existed in multiple timelines at once.

7 p.m.: Sweet surrender

As golden hour bathed the city, we made our final stop: Ghirardelli Square, where the iconic chocolate sign flickered like a beacon from another era. Inside the original 1966 ice cream shop, the past didn’t feel preserved, it pulsed. Checkered floors, vintage chocolate-making tools, and the massive “G,” salvaged from the historic rooftop sign, gave the place the charm of a working museum.

Everest went straight for the World Famous Hot Fudge Sundae, a towering glass of vanilla ice cream drowned in molten chocolate, crowned with whipped cream and a cherry. He took a bite and closed his eyes, reverent and happy.

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I asked Everest what he thought of our analog day.

“It was harder than I thought,” he said. “My brain kept reaching for my Switch even when I didn’t want to play. But everything felt more … real, I guess? Like, bigger. And it was nice to have you without your phone.”

As we walked through the square, under a sky smudged with the last light of the day, I realized our experiment had revealed something unexpected for me: stepping away from screens didn’t mean stepping out of the world. It meant stepping deeper into it.